Brooks & Crowley - June 2020

Can’t Sleep?

There’s an App for That

CALM: HAVE A CELEBRITY READ YOU A BEDTIME STORY

On Sunday, June 20, the sun will stay up in Alaska until almost midnight, longer than any other day of the year. That’s because June 20 is the summer solstice, the day when one of the

get your eight hours in spite of Mother Nature’s curveballs.

PZIZZ: WANDER SCIENTIFICALLY CRAFTED ‘DREAMSCAPES’ Step aside, white noise machines: Pzizz is here to take background noise to the next level. Instead of simply playing ocean sounds or chirping birds to help you doze off, this app relies on a branch of psychology called “psychoacoustics” for its custom sound blends. Its researchers combine ambient sounds with narration to create “dreamscapes” tailored to different points in your sleep cycle. It’s a well-thought-out product with a clinical trial under its belt. Head to Pzizz.com to learn more or download the app through the Apple App Store or Google Play for a seven-day free trial.

If you’ve been feeling nostalgic for the bedtime stories of your childhood, then Calm is the app for you. This award-winning application was named the world’s happiest app by Timewell and has helped thousands of people de-stress since it came online in 2012. Though it’s perhaps best known for its meditations, the app also has a library of “Sleep Stories” for adults and kids alike, many read by famous voices like Matthew McConaughey, Stephen Fry, and Alan Sklar. Head to Calm.com to browse the library or download the app from the Apple App Store or Google Play.

Earth’s poles is tilted so drastically toward the sun that light hits our whole hemisphere for a few extra hours. It’s a beautiful phenomenon, but it can also be disruptive — particularly if you’re trying to sleep. Life has already thrown a lot of stressors at us over the last six months, so if the extra daylight is the icing on the cake of your insomnia, it might be time to turn to your smartphone for some high-tech help. These two innovative apps can help you

Good luck, and sweet dreams!

I’ve Just Been in an Accident … Now What Advice From ‘8 Costly Errors That Insurance Companies Want You to Make’

Getting in an accident is overwhelming. You may be hurt while trying to make sense of what just happened, and it can be difficult to focus on the correct next steps. You just want to put your life back together. But the worst part is that insurance companies will capitalize on your confusion, starting from the very moment an accident occurs. So … now what? First, check yourself to make sure you haven’t things people will try to deny ever happened. Photos ensure liability and prevent disputes later on.

love to dispute, delay, and underprice people’s claims. It saves them money, but an attorney will not let them off the hook easily. At Brooks & Crowley, we have seen it all. It doesn’t matter if you don’t have medical insurance, just changed jobs and health plans, are unsure of your coverage, have public health insurance, are retired, or are on Medicaid. We can help. We see people’s frustration with the fragmented system that has been set up by the insurance companies to protect their own interests, and we have the experience and the knowledge to bring order and answers to your life. Read Neil Crowley’s brand-new book “8 Costly Errors That Insurance Companies Want You to Make” for even more insight on how to protect yourself from insurance companies while in a bad spot. You can get a copy for download from our website or give us a call at the office and we’ll send you one.

sustained serious injuries. There’s nothing more important than your own safety. That’s why you want to keep a flashlight and a first- aid kit in your glove compartment. Don’t rely on your phone’s flashlight feature because it’s common in accidents for phones to go flying or break upon impact. A flashlight and a first- aid kit are very useful in many circumstances, but even more so after a car accident. Second, if you have your phone or another camera, take photographs at the scene. It is important to include pictures of the accident, scene, roadway, cars, other driver, and license plates. You’d be surprised by the amount of

Third, don’t admit fault at the scene — not even if it feels like the nice or right thing to do. Insurance companies will use it against you. Tell the other driver that you will have your attorney call their insurance company. This prevents you from needing to make any other statements. Protect yourself from being misquoted by the other driver, witnesses, or the police. Fourth, after the accident, work on fixing your car and getting any medical attention you need. You don’t need to accept the first offer that insurance companies make to compensate you; you’ll find out that insurance companies

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