Academy Advantage Booklet_Kim_JeffG

Get $6,500 towards closing

Program details:

• No income limits apply • Conventional loan with temporary buydown options to reduce initial payments • Single family residences including condos, PUDs and manufactured homes are eligible • Free homebuyer education available • Up to a $500 credit at closing

Fannie Mae’s HomeReady First is removing barriers to homeownership Are you a rst-time homebuyer facing the challenge of saving for your down payment and closing costs? If you live within select census tracts, HomeReady First provides $5,000 from Fannie Mae and an additional $1,500 from Guild Mortgage to help make the dream of homeownership possible.

Get started on your journey home today.

Guild Mortgage Company; NMLS #3274; Equal Housing Opportunity; www.nmlsconsumeraccess.org. All information, loan programs & interest rates are subject to change without notice. All loans subject to underwriter approval. Terms and conditions apply. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction. *FHA standard loan limits apply. **Second lien can be 3.5% or 5% of the purchase price. The 3.5% or 5% DPA can be used for down payment and closing costs. ***The program pairs a second mortgage for the down payment and/or closing costs with a standard FHA insured rst mortgage. Our Zero Down program is not aliated with HUD.

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