Simple Term product guide

Frequently asked questions (continued)

How does the Vitality PLUS cash back reward work?

Your clients can earn premium cash back for healthy living. The total cash back amount is based upon the achieved status of the life insured, as shown below: • Bronze: 0%

• Silver: up to 5% • Gold: up to 10% • Platinum: up to 15%

How to earn the Apple Watch reward with Vitality PLUS

John Hancock is excited to offer Simple Term with Vitality policy owners the opportunity to earn Apple Watch Series 5 or Series 3. Here is a brief overview of how the program works: • When your clients earn 500 Vitality Points from Standard and Advanced Workouts each month, they pay nothing for their Apple Watch. Otherwise, their payments will be based on the watch they choose and the number of points they earn • There are two great options for your clients to choose from, the Apple Watch Series 5 with a 40 mm case or the Apple Watch Series 3 with a 38 mm case. Additional fees will apply if your clients choose upgraded watch features like GPS, cellular, case sizes, and certain bands and case materials • The more points they earn, the less they’ll pay for their Apple Watch. See the table below for detailed payment information

Series 5 (40 mm case)

Series 3 (38 mm case)

$15.50 $12.25 $7.00

$0

$7.25 $5.75 $3.25 $0

0 pts 240 pts 360 pts 500 pts

0 pts 240 pts 360 pts 500 pts

Note: Monthly charges vary based on the number of Vitality Points your clients earn and the Apple Watch model they choose (38mm or 40mm case size).

Can all Simple Term with Vitality customers get a new Apple Watch Series 5 or Series 3?

Yes. Both Apple Watch Series 5 and Series 3 are available.

How do my clients order an Apple Watch?

Once your clients have registered on our Vitality member website and completed the online Vitality Health Review (VHR), they will be given the option of choosing an Apple Watch, a complimentary Fitbit device, or a different discounted fitness tracker such as Garmin or Polar.

Simple Term with Vitality

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