Instant protection, cash back — and more!
Simple Term with Vitality 1 is the only life insurance product that combines an instant- decision 2 , a Return of Premium rider 3 offering cash back, and Vitality rewards for healthy living. Key highlights: • Instant underwriting decision • Face amounts ranging between $25,000 and $500,000 • 10-, 15-, 20-, 25-, 30-year term durations • Maximum issue age of 60 • Cash back with the Return of Premium (ROP) rider — refund of up to 75% of premiums paid during the level-term period (25- and 30-year durations) • Rewards through John Hancock's Vitality PLUS, which is included with every policy
Table of contents 3 simple steps
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Protection and cash back with ROP
Vitality PLUS
Case study with Vitality PLUS
Product specifications
Frequently asked questions
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Simple Term with Vitality
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