Simple Term product guide

Case study with Vitality PLUS

It's easy to save

Meet Linda, 35, a busy career mom, who wants her two young children to be financially protected in the event something happens to her. At the same time, she aspires to staying healthy so that

Linda's journey

Linda's policy is issued electronically within seconds .

she can enjoy life with her children for years to come. To help her achieve these goals, Linda purchased a 20-year Simple Term with Vitality policy, paying $46.30 a month for $250,000 of protection (or $555.60 annually). Linda’s cost vs. Vitality cash back & rewards Take a look at how much Linda could save through the Vitality PLUS premium-refund feature, rewards and discounts after a year of participating in the program.

Linda registers with Vitality online and chooses to earn an Apple Watch for an initial payment of $25.

She completes health-related activities like exercising, eating well and getting her annual flu shot.

Linda’s cash back, rewards & discounts

She saves

Received 15% premium cash back (by achieving Platinum Vitality status) 4

$83

Apple Watch Series 5 12

$186

Congratulations! After just six months, Linda reaches Platinum status.

Bought nutritious groceries throughout the year 8

$200

Received 25% off at Hotels.com 13

$180

Chose iTunes gift card through Vitality app (other options were Starbucks and Amazon)

She earns a premium cash back and rewards for the year ahead.

$5

$654

$556 Annual cost

Total potential savings

With her policy, Linda earned $83 in premium cash back as well as rewards and discounts through healthy living.

Simple Term with Vitality

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