Medicare Corner What’s New for Medicare in 2025?
PART A: HOSPITAL INSURANCE Part A premium
Free if you’ve worked 10 years or more. $285 per month if you’ve worked 7.5 to 10 years. $518 per month if you’ve worked fewer than 7.5 years.
Part A hospital deductible Part A hospital coinsurance
$1,676 each benefit period.
$0 for the first 60 days of inpatient care each benefit period. $419 per day for days 61-90 each benefit period.
$838 per lifetime reserve day after day 90 in a benefit period. (You have 60 lifetime reserve days that can only be used once. They’re not renewable.)
Skilled nursing facility insurance $0 for the first 20 days of inpatient care each benefit period. $209.50 per day for days 21-100 each benefit period. PART B: MEDICAL INSURANCE Part B premium (For individuals with incomes below $106,000 or couples with incomes below $212,000) $185 is the standard premium. Part B deductible $257 per year. Part B coinsurance 20% for most services Part B covers. PART D: PRESCRIPTION DRUG COVERAGE National average Part D premium $36.78 per month Part D maximum deductible $590 per year Catastrophic coverage $2,000
You will owe $0 on covered drugs after reaching this cap.
Page 10 | March & April 2025, Never Too Late
Pima Council on Aging
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