When Should I Start My Debt Snowball? You’re ready to begin your debt snowball once you’ve saved your $1,000 starter emergency fund—what we call Baby Step 1. We know $1,000 won’t cover every emergency (that’s why it’s a starter emergency fund). But it’s enough to take care of those ankle-biter moments (think dental emergencies or a flat tire) while you focus on working your debt snowball—which is Baby Step 2.
Ready to start your debt snowball? Run your numbers through our Debt Snowball Calculator and find out how soon you’ll be debt-free!
Scan the QR Code to try out the Debt Snowball Calculator
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