Personal Checking and Savings Options Brochure

Money Market Ideal for customers who want to earn a competitive, tiered interest rate 12,13 on their account balances while having flexible access to their funds Features & Benefits • Minimum opening deposit of $500 • Variable rate, compounded daily, 12 paid monthly • Earn a more competitive interest rate 12 than traditional savings accounts on balances over $1,000 • Accelerate your savings with relationship rates when you maintain a Premium Interest Checking account 13 • Make unlimited withdrawals at a CB&T branch or ATM 7 • Write checks for extra flexibility in accessing your Money Market funds 15 Withdrawals Transaction limits apply. Make up to six withdrawals and transfers each month without a withdrawal fee. 15 Fees Waive the monthly fee by keeping a minimum daily 9, 9a balance of $1,000, or by linking to a Premium Interest Checking account, 16 otherwise $12

For additional applicable disclosures, please refer to pages 13 – 15 9

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