Important Account Disclosures
1. Please refer to the Deposit Account Agreement, Account Disclosure, Deposit Rate Sheet and Personal Accounts Schedule of Fees available in the online Agreement Center, or speak with a banker for more details. 2. Online & Mobile Banking – Mobile Banking requires download of the smartphone version of the California Bank & Trust app from the Apple® App Store or Google Play®. Message and data rates from your wireless provider may apply. Requires enrollment in Online Banking. Please refer to the applicable Personal Accounts Schedule of Fees. Subject to terms and conditions of the Digital Banking Service Agreement. Trademarks used are the property of their registered owner and California Bank & Trust is neither affiliated with nor endorses these companies or their products/services. 3. Mobile Deposits – Take a picture of your check deposit and submit through your mobile device. Limits apply: see Personal Accounts Schedule of Fees for more details. Message and data rates from your wireless provider may apply. Requires download of the CB&T Mobile Banking app. 4. Zelle ® – U.S. checking or savings account required to use Zelle ® . Transactions between enrolled users typically occur in minutes. See your Zelle ® Payment Service Agreement for more details. Standard text and data rates from your mobile phone carrier may apply. Available services are subject to change without notice. Zelle ® is intended for sending money to family, friends and people you know and trust. It is recommended that you do not use Zelle ® to send money to people you don’t know. Neither Zions Bancorporation, N.A. nor Zelle ® offer a protection program for any authorized purchase made with Zelle ® . Zelle ® and Zelle ® related marks are wholly owned by Early Warning Services, LLC. and are used herein under license. 5. eDocuments – To avoid the Paper Statement Fee of $2, you must enroll in Online Banking, and opt your account out of receiving paper statements. You may opt to receive either electronic or paper account notices and tax documents at no additional cost. If multiple accounts are linked in a combined statement, you must have opted your primary account out of receiving paper statements. 6. Trademarks – Apple Pay ® , Samsung Pay ® , and Google Pay ® Trademarks used are the property of their registered owner and Zions Bancorporation, N.A. is neither affiliated with nor endorses these companies or their products/services. Visa ® is the registered trademark of Visa International Service Association and California Bank & Trust does not claim any ownership or exclusive rights to the use of this trademark.
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