Personal Checking and Savings Options Brochure

Personal Checking 1

OnBudget Banking ® Designed for the budget-conscious consumers looking for a predictable, flat monthly service charge with no overdraft fees Features & Benefits • Open your account with a minimum deposit of $25 • Spend knowing this account cannot go into overdraft status and that means there are no overdraft fees or insufficient funds fees • Access to free Cashier’s Checks when a paper check is needed

Fees This account charges a flat $5 monthly maintenance fee that is not waivable

Anytime Checking ® Banking done at your convenience, with access to online and mobile banking, and a network of branches and ATMs

Features & Benefits • Open your account with a minimum deposit of $50

Fees $250 monthly Direct Deposit, 9d or 10 Debit or Credit card 10 transactions or for account holders ages 25 and younger 11

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For additional applicable disclosures, please refer to pages 13 – 15

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