Office of Student Financial Services
NEWSLETTER
MONDAY
NOVEMBER
2025
ARE YOU FINANCIALLY F.I.T? LEARN, GROW, AND SAVE SMART
What Does It Mean to Be Financially F.I.T.?
Being Financially F.I.T. means taking control of your finances through Focus, Intention, and Time. With the right plan and discipline, you can build healthy money habits, reach your goals, and minimize the cost of your education.
STAYING F.I.T. STARTS WITH UNDERSTANDING YOUR TUITION BILL
For most college students, the tuition bill marks their first major financial responsibility. Beyond covering classroom instruction, a tuition statement typically includes a range of charges such as university fees, housing, meal plans, and labortary fees. Together, these costs can create confusion for students who are new to managing their own finances.
-Dave Ramsey
NEWSLETTER Office of Student Financial Services
MONDAY
NOVEMBER
2025
Focus: Know What You Owe
Financial aid experts note that a significant number of students struggle to interpret their tuition bills, unsure of what each line item represents or when payments are due. Many enter college without prior experience in budgeting or handling large sums of money, making it difficult to plan ahead or make informed financial decisions.
When students don’t fully understand their tuition statement, they risk missing important deadlines or taking on debt they weren’t expecting. Financial literacy is critical from the moment a student explore colleges and throughout enrollment—it sets the tone for how they’ll manage their resources throughout college and beyond.
Intention: Understand Before You Pay When you are creating a college budget, it’s important to know how many credit hours you are taking each semester and whether your courses include additional fees such as lab or program fees. You can reference the Tuition and Fee Chart ( linked here ) to get an accurate estimate of your charges. Use this simple formula to calculate your estimated balance: Tuition and Fees + Meal Plan + Laundry + Housing = Balance per Semester Once you have your balance, take your financial aid award package for the full academic year and divide it by two to determine your award aid per semester. Then calculate: Balance per Semester - Award Aid per Semester = Remaining Balance Understanding these numbers gives you focus, intention, and time—the core of being Financially F.I.T. It helps you plan ahead, manage your resources wisely, and take control of your financial future. Now that Registration for the Spring has begun, take to practice plugging thses numbers in to the formulas above.
NEWSLETTER Office of Student Financial Services
MONDAY
NOVEMBER
2025
Developing a budgeting plan early can help prevent financial setbacks. Experts recommend that students review their tuition bills regularly, track all income and expenses, and set aside emergency savings when possible. Additionally, taking advantage of financial literacy workshops and counseling services on campus can provide clarity and confidence in managing educational costs. As tuition continues to represent one of the largest expenses in a student’s life, understanding the bill is not just a task—it’s an essential life skill. Time: Plan Ahead to Stay on Track
For students who want to take a deeper dive into financial wellness, the Financially F.I.T. Curriculum is available through eCourses.
Office of Student Financial Services Upcoming Events
We hope to see you at our next events. Now lets get Financially F.I.T and showcase why excellence lives here.
Page 1 Page 2 Page 3Made with FlippingBook - Online magazine maker