PAR 2017 Benefits Guide

DENTAL INSURANCE

PAR offers dental coverage through Meritain. The Dental Plan helps you to pay for most necessary dental services and supplies. You are free to select your own dentist. Benefits are subject to usual and customary charges. The chart below provides a brief overview of the plan.

Dental Benefits

Deductible (applies to Basic & Major services)

None

Annual Maximum (per covered member )

$2,000

Preventive Services

Covered 100%

Exams & Cleanings

Basic Services

• Fillings • Simple Extractions • Periodontics & Endodontics (including root canals)

10%

Major Services

• Crowns • Bridges • Dentures • TMJ 1

40%

Orthodontia (children under the age of 19)

50% Lifetime Maximum of $1,500

1 Lifetime maximum benefit for TMJ is $1,000

Bi-weekly cost for coverage

Salary up to $50,000

Salary up to $50,000 - $99,999

Salary up to $100,000 - $149,999

Salary up to $150,000

Employee Only

No Cost

No Cost

No Cost

No Cost

Employee + Spouse and/or Child(ren)

$20.00

$20.00

$20.00

$20.00

VISION INSURANCE

PAR offers vision coverage through Meritain, utilizing the Outlook Vison Services to provide discounts to you on optical services. However you are free to choose any optical supplier you wish. Below is a list of the reimbursement schedule.

Vision

Frequency

Maximum Benefit

Routine Eye Exams

Every 12 months

$75

Frames

Every 24 months

$100

Lenses

Single Vision Mutlifocal

$75 $150

Every 12 months

Contact Lenses

Every 12 months

$150

Need to file a claim? Claim forms can be found on http://workforcenow.adp.com

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