DENTAL INSURANCE
PAR offers dental coverage through Meritain. The Dental Plan helps you to pay for most necessary dental services and supplies. You are free to select your own dentist. Benefits are subject to usual and customary charges. The chart below provides a brief overview of the plan.
Dental Benefits
Deductible (applies to Basic & Major services)
None
Annual Maximum (per covered member )
$2,000
Preventive Services
•
Covered 100%
Exams & Cleanings
Basic Services
• Fillings • Simple Extractions • Periodontics & Endodontics (including root canals)
10%
Major Services
• Crowns • Bridges • Dentures • TMJ 1
40%
Orthodontia (children under the age of 19)
50% Lifetime Maximum of $1,500
1 Lifetime maximum benefit for TMJ is $1,000
Bi-weekly cost for coverage
Salary up to $50,000
Salary up to $50,000 - $99,999
Salary up to $100,000 - $149,999
Salary up to $150,000
Employee Only
No Cost
No Cost
No Cost
No Cost
Employee + Spouse and/or Child(ren)
$20.00
$20.00
$20.00
$20.00
VISION INSURANCE
PAR offers vision coverage through Meritain, utilizing the Outlook Vison Services to provide discounts to you on optical services. However you are free to choose any optical supplier you wish. Below is a list of the reimbursement schedule.
Vision
Frequency
Maximum Benefit
Routine Eye Exams
Every 12 months
$75
Frames
Every 24 months
$100
Lenses
Single Vision Mutlifocal
$75 $150
Every 12 months
Contact Lenses
Every 12 months
$150
Need to file a claim? Claim forms can be found on http://workforcenow.adp.com
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