Schuelke Law - June 2023

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June 2023


We always want to help those closest to us, especially when it can save them time and money. Folks are quick to tell friends and family when they find a good deal at a clothing or electronics store so they can get the same deal. Or when loved ones are looking for a new dentist or doctor, folks like to share their experiences, both good and bad, so their loved ones can find a medical professional who suits their needs. But what would you do if one of your closest friends or family members was involved in a car accident that left them injured? You should send them our way so we can provide guidance and help them make a claim. There are so many lawyer print ads and TV commercials that I think we assume most people know to contact a lawyer after a wreck. But that’s not always the case. Many folks don’t know their rights, and they only get help when friends or family suggest they call a lawyer to at least talk about their options. Let me tell you about a couple of cases I recently worked on where the injured persons never even considered hiring a lawyer until the person’s friends or family members urged them to call us. The first stems from a car wreck that took place in the summer of 2021. My client was driving along a rural road when he stopped to turn left across the highway. While stopped, he was rear-ended by a driver who never saw him and never slowed down. My client had to be taken to a local hospital, where he was then transported to another trauma hospital that treated him for his injuries. He didn’t plan on making a claim at all, but was referred to us by one of his friends. After making a claim and getting everything figured out with the insurance companies of both drivers, my client was able to net over $175,000. And that’s after paying back hospital and insurance bills, attorney fees, and case expenses. That recovery made a huge difference in our client’s life, and he never even planned on contacting an attorney in the first place.

when a car pulled out in front of them, causing a collision. Like the last case, these individuals had no intention of making a claim until one of their family members directed them to us. While we haven’t resolved their case yet, I believe these individuals will be awarded a significant amount of money when everything is said and done. I hope you’re willing to help your friends and family members. If someone you know has been injured in a car accident, at work, or from a slip-and-fall accident, don’t assume the person knows they should call an attorney. Just in case they had not considered it, urge them to give us a call, and we’ll make sure they understand their rights and potential claims and, if appropriate, help them get the compensation they deserve.

-C. Brooks Schuelke

In a more recent case, I worked with a couple injured in another car wreck. They were driving down a rural highway | 1

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Struggling to Pay Your Bills? How an Attorney Can Help

Paying your bills on time isn’t always an easy task. If you’re going through financial difficulties, it can sometimes be impossible to pay your bills on time. Yet, there are still some ways to minimize the damage that can occur when you can’t pay your debts. When your bills pile up, you should always contact your creditors to learn if you can receive any extensions on payment deadlines. Being proactive is critical when managing debt. However, if they are unwilling to offer you leniency, you may face a creditor lawsuit; if that occurs, you should contact a debt settlement lawyer. What does a debt settlement attorney do? A debt settlement attorney can reach out to creditors and negotiate a way to reduce your debt or lower your payments. Finances can be confusing, but there are plenty of protocols and strategies out there — most of us just aren’t aware of them. Debt settlement lawyers are experts in consumer rights and know precisely what lenders can and cannot do. While debt settlement attorneys can assist you in various ways concerning your debt, they will often review your financial status, income, and conflicts in order to negotiate effectively with your creditors. However, hiring a debt settlement lawyer does not guarantee your debt will be reduced; it will give you a greater chance of doing so. What types of debt can they settle? You may not know about the multiple kinds of debt and their particular characteristics. These lawyers primarily work on unsecured debt, which is any debt that doesn’t require collateral. Some examples of unsecured debt include:

While debt settlement lawyers often work to reduce these debts, they can also provide legal assistance on other issues such as car repossession, wage garnishment, debt collection lawsuits, debt collector harassment, and more. If you’re struggling because of debt, they’ll most likely be able to help. Is it expensive to hire an attorney? There’s no simple price tag for hiring a debt settlement lawyer. Plenty of factors influence legal costs. For example, how much debt you have affects a lawyer’s total charge. Also, how many creditors require negotiation and how much you save in your settlement affect your cost. Additionally, if you need to file for bankruptcy eventually, it involves another set of charges to engage that process. You should contact a debt settlement attorney if you’re struggling to keep up with your bills and know you can’t pay them on time. Whether mapping out a payment plan or negotiating with creditors, these attorneys will work to ease your financial stress. Many of these lawyers offer free consultations so you can better understand your situation. If they can help you reduce your debts, they will be a great asset.

• Car loans • Student loans • Medical bills

• Credit card bills • Personal loans

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“Kawaii” is the Japanese word for “cute,” which apparently alters our brains more than we thought! During The Power of Kawaii study, Hiroshima University researched the effects of viewing images of cute animals, and what they discovered was shocking. Researchers found that these adorable animals can help us improve our concentration, especially on detail-oriented tasks. Participants who viewed images of puppies and kittens could accomplish tasks with greater care and attention than those shown other pictures. How did they measure concentration, and why cute animals? What method was used in the initial experiment? In the first experiment, researchers split a group of 48 participants and had each person play a surgery game similar to “Operation.” Using tiny tweezers, the participants had to grasp small objects without touching the edges. Afterward, one group observed images of puppies and kittens, and the other viewed photos of adult dogs and cats. After viewing the pictures, both groups played the game again. The result? The first group had a significant improvement when playing the game. They approached the game more deliberately and at a slower pace to carefully remove the objects without touching the edges. Meanwhile, the second group showed no difference in their performance. Why do these cute images affect us? After more experiments with increased difficulty, the researchers concluded that the sweet animals made a noticeable impact on our brains. Participants showed higher levels of focus, concentration, and carefulness both mentally and behaviorally. The reasoning may be that seeing baby animals triggers our nurturing side and, in turn, makes us more careful and alert. We sense something needing protection, care, and focus. At a subconscious level, you likely will become more cautious in how you think and behave after looking at pictures of baby animals. So, the next time you need to do something tedious or detail-oriented, prep yourself with a cute puppies and kittens slideshow to ensure you get the job done right!


Inspired by


• 2 skinless, boneless chicken breasts • 3.5 oz firm goat cheese • 1 tsp fresh thyme leaves, plus 2–3 sprigs

• 4 pieces of thin-sliced bacon • Olive oil • 2 zucchinis, thinly sliced • 1 large tomato, thinly sliced

Directions 1. Preheat oven to 375 F. 2. Split the chicken breasts almost in half along the long side, open them like a book, then flatten the sides out. 3. Put the goat cheese on the “open book” side of the chicken and sprinkle with thyme leaves. Fold the chicken over to enclose the cheese, then wrap each breast in two slices of bacon. 4. Lightly oil a shallow gratin or casserole dish, then arrange overlapping rows of zucchini and tomatoes on the bottom. Drizzle with olive oil, sprinkle with salt and pepper, then set chicken on top. Place thyme sprigs on chicken. 5. Bake for 40–45 mins until the bacon is crisp and golden and the zucchini is tender. | 3

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We Can Help After an Accident


Do You Need a Debt Settlement Lawyer?


Goat Cheese and Thyme Stuffed Chicken Cute Puppies = Concentration


You’re Legally Obligated to Walk Your Dog?


Walk Your Furry Friend or Get Fined A PECULIAR ROMAN REQUIREMENT:

If you live in Rome and feel too lazy to walk your dog, you better think twice before breaking the law. Wait, the law? Yes! In 2005, the city of Rome passed a law requiring every dog owner to walk their furry friend at least once a day if they wanted to avoid a fine. This was one of the multiple laws protecting the safety and well-being of Roman animals. The city had been dealing

with ongoing problems due to dogs being cooped up in small apartments or abandoned in the streets. Monica Cirinna, who created the law, explained, “It’s good to do whatever we can for our animals who, in exchange for a little love, fill our existence with their attention.” She also told the Roman newspaper Il Messaggero that “the civilization of a city can also be measured by this.” How authorities in Rome can enforce this law is still unclear, but the city also passed other less-ambiguous animal welfare laws. Aside from the mandatory daily dog walk, docking an animal’s ears or tails and selling animals at fairgrounds are also illegal acts. While Rome may seem dog-biased, cat people will be happy to learn the Italian city didn’t forget felines. They passed another law to make declawing a cat for aesthetic

reasons illegal. Additionally, the city will recognize those feeding and caring for the countless stray cats roaming the stone- paved streets. And last but not least, round fishbowls are also illegal, as the circular shape forces the fish to swim in circles, which is disorienting and can affect the fish’s mood and behavior. But Rome isn’t the only city in Italy with animal-friendly laws. In Turin, for example, dog owners are required to walk their pets at least three times a day or face a fine of $650. Meanwhile, in Reggio Emilia, it is illegal to boil live lobsters. The city officials considered this cooking method “useless torture.” Even though Italy is known for stunning landscapes and delicious cuisine, it can also take credit for holding pet owners accountable and ensuring they take proper care of their animal companions.

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