The Basics of a Filing Car Accident Claim
WHAT TO EXPECT AFTER A WRECK
As if being in a car accident weren’t serious enough, the aftermath of a crash requires you to perform a task that’s frustrating at the best of times and exasperating at the worst: dealing with insurance. You can expect long delays spent on hold, questions that don’t seem to make much sense, and people who only pretend to want to help you. It’s enough to make anyone want to raise the white flag, which is exactly what the insurance companies want.
any less annoying? We can’t promise that, but we can promise that foreknowledge of the system will help resolve your claim with the best possible outcome.
At the scene of the accident a police officer will give you a green sheet of paper known as an FR-10. Do not leave the scene of the accident without this document. Provide it to your insurance agent and keep a copy for yourself to get an official crash report from the officer. The next important event that will occur is the at-fault party’s insurance company contacting you. The person on the other end of the line is an insurance adjuster, and you should be wary of them. They may be nice and polite, but they ARE NOT your friend. Their motive is to settle the claim for the smallest amount possible. If you’re filing claims for both personal injury and property damage, you may even have to deal with two separate adjusters. To pay some medical bills, you may have to file an additional claim with your own insurance company. You’ll only be doing this if you have personal injury protection (PIP) or MedPay coverage in your policy. You will also have an adjuster for that, but those claims tend to be pretty easy. Filing these claims is just the start of the process, but it’s crucial that you get it right. We can help you from the moments after an accident to the resolution of your case. Call us today to find out more.
While there’s no magic pill that will grant you unlimited patience, understanding a bit about the process will make it less mysterious and easier to navigate. Will it make it
Three things will last forever – faith, hope, and love, and the greatest of these is love. 1 Corinthians 13:13 A new command I give you: Love one another. As I have loved you, so you must love one another. John 13:34 Your statutes are my heritage forever; they are the joy of my heart. Psalm 119:111 Good News
This easy, delicious vegan chocolate bark is the perfect Valentine’s Day treat. Make it a few days in advance, bag it up, and share it with your loved ones. HAZELNUTBERRY CHOCOLATEBARK
Ingredients
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7 ounces dark chocolate
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1/4 cup dried cranberries
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1/4 cup roasted hazelnuts
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1/4 cup dried cherries
Tools
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Candy thermometer
Directions
1. Chop chocolate and place into a mixing bowl. 2. In a double boiler, melt chocolate. Stir frequently and remove from heat as needed to prevent burning. Keep chocolate under 115 F. 3. Once melted, pour chocolate into a baking sheet lined with parchment paper. Spread evenly. 4. Add hazelnuts and dried fruits. Let sit at room temperature until set. 5. Break into shards and serve.
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