a tip from
medical plan options
New to electing medical benefits? Unsure of which plan to choose? Let ALEX® be your guide!
Both Plans Share Common Features: • Access to participating providers and hospitals in Cigna’s Open Access Plus (OAP) Network • Flexibility to receive care in- or out-of-network , however, when you receive in-network care, your costs are lower • Routine preventive care covered at 100% • Coverage for the same types of services • Once you meet the deductible, coverage is shared with the plan in a coinsurance arrangement until an out-of-pocket maximum is met • When you meet the out-of-pocket maximum, the plan pays 100% for eligible medical and prescription drug expenses for the remainder of the calendar year • Cigna's Standard 4-Tier Prescription Drug Formulary. Click here to learn more. • A maintenance medication program called Cigna 90 Now. Click here to learn more. • Access to Cigna’s Telehealth Connection services through MDLIVE® and Amwell®. Click here to learn more. • Access to Cigna One Guide service. Click here to learn more. Cigna Choice Fund HRA + Cigna Choice Fund HSA MAA offers two medical plan options through Cigna - the Choice Fund HRA Plan and the Choice Fund HSA Plan. What you pay when you use the plan, along with the amount you pay through your paychecks, varies by plan. That’s why it is important to take the time to understand the differences and choose the option that best meets your needs.
PLAN LINKS
Click here for the Summary of Benefits and Coverage (SBC) for the Cigna Choice Fund HRA Plan
Click here for the Summary of Benefits and Coverage (SBC) for the Cigna Choice Fund HSA Plan
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