TABLE OF CONTENTS
Welcome Message.........................................................................................................................................................4
Benefits Eligibility...........................................................................................................................................................5
Qualifying Life Events and Notice of Special Enrollment Rights....................................................................................6
When & How to Enroll...................................................................................................................................................7
Introducing ALEX®..........................................................................................................................................................8
Medical Plan Options.....................................................................................................................................................9
Wellness and You.........................................................................................................................................................15
Motivate Me ® Wellness Incentive Program
Dental Plan Options.....................................................................................................................................................17
Vision Plan....................................................................................................................................................................19
Flexible Spending Accounts (FSAs)..............................................................................................................................21
HRA, HSA, FSA - What’s the Difference?.....................................................................................................................22
Life + Accidental Death & Dismemberment (AD&D)..................................................................................................23
Disability Benefits........................................................................................................................................................24
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