MAA 2018 New Hire Benefits Guide

voluntary benefits through metlife to supplement your medical insurance Accident Insurance

An accident can happen at any time. Even with quality medical insurance, you can have unplanned out-of-pocket costs associated with an accident. Accident Insurance through MetLife can help you be better prepared by providing you with a payment to use as you see fit if you experience a covered event. Payment will be in addition to any other insurance you may have and can help you focus more on getting back on track and less on the extra expenses an accident may bring. More than 150 covered events/services are included, such as fractures & dislocations, 2nd and 3rd degree burns, concussions, cuts and lacerations, eye injuries, and emergency care. Additional features include guaranteed acceptance for you and your eligible family members, a wellness benefit, the convenience of paying your premiums through payroll deduction, and portability should you leave MAA. Click here to visit the MetLife website customized for MAA, where you can learn about the products available to you at group discounted rates, which vary based on whether or not you use tobacco, your age (or your spouse’s age), and the lump sum benefit amount you choose. Click here for the Accident Insurance Plan Summary. Critical Illness Insurance Critical illnesses can happen when you least expect them – and they can be costly. Even quality medical insurance can leave you with expenses to pay, such as copays, deductibles and coinsurance – which can add up fast. While most medical plans provide coverage for hospital and medical expenses, they don’t cover daily living expenses, childcare, or lodging expenses if you need to seek care far from home Critical Illness Insurance through MetLife can help close those gaps. Having the financial support you may need when the time comes means less worry for you and your family. The policy provides a lump-sum payment if you or a covered family member is diagnosed with one of many medical conditions, such as cancer, heart attack, stroke, coronary artery bypass graft, kidney failure, Alzheimer’s disease, and major organ transplant. There is also a partial benefit available for over 20 other medical conditions. Additional features include guaranteed acceptance for you and your eligible family members, a wellness benefit, the convenience of paying your premiums through payroll deduction, and portability should you leave MAA. Click here to visit the MetLife website customized for MAA, where you can learn about the products available to you at group discounted rates. Click here for the Critical Illness Insurance Plan Summary. Hospital Indemnity insurance Hospital Indemnity Insurance works to complement your medical coverage – and pays in addition to what your medical plan may or may not cover. It’s coverage that can help safeguard your finances for life’s unexpected events by providing you with a lump-sum payment when your family needs it most. The payment you receive is yours to spend however you like. It typically pays a flat amount upon your hospital admission and a daily amount paid from each day of your stay. It also provides payment if you’re admitted to or have to stay in an Intensive Care Unit (ICU), as well as other added benefits and services too. Additional benefits include guaranteed acceptance for you and your eligible family members, the convenience of paying your premiums through payroll deduction, and portability should you leave MAA. Click here to visit the MetLife website customized for MAA, where you can learn about the products available to you at group discounted rates, which vary based on whether or not you use tobacco, your age (or your spouse/s age), and the lump sum benefit amount you choose. Click here for the Hospital Indemnity Insurance Plan Summary.

bi-weekly associate contributions

Employee Only

$4.47 $8.51 $9.25

Employee + Spouse Employee + Child(ren) Employee + Family

$11.48

bi-weekly associate contributions

Contributions vary based on whether or not you use tobacco, your age (or your spouse’s age) and the lump sum benefit amount you choose. Refer to your Open Enrollment event in Workday to view your contributions based on the above variables.

bi-weekly associate contributions

Employee Only

$6.25

Employee + Spouse Employee + Child(ren) Employee + Family

$11.93 $11.31 $18.87

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