We Help You With Medicare.
CHANGE ONLY IF YOU WANT TO
1. File your ANOC and Evidence of Coverage in a safe place for reference. 2. Keep your eyes peeled for your member ID card for the New Year. 3. Move all that AEP fourth-class junk mail straight to the recycle bin. However, if the ANOC reveals changes to your current plan that inspire you to take a look at other plans available to you, then as your full-service Medicare agent, I am here to answer questions about your coverage options with other plans and to help determine your best plan for 2019. I contract with five Medicare Advantage health plans and many prescription drug programs, so I’m here to help! 4. Start getting ready for the holidays.
Oh my! 2019 is coming on fast! As the Medicare Annual Enrollment Period (AEP) gets into full swing, you’ve noticed your mailbox filling up again with fourth-class mail from health insurance companies. While it may seem a bit overwhelming, there is one item of mail you really should be looking for. It’s the Annual Notice of Change from the Medicare Advantage Plan or Stand Alone Prescription Drug Program of which you are currently a member. Affectionately known as the “Ay-nok,” the ANOC notifies members of changes to their current plans for the coming year. All changes, such as the raising or lowering of premiums, co- pays, coverages, or other contract modifications, are lifted out and printed in the ANOC. Aspects of the plan not included in the ANOC remain the same for the next year. As you review the ANOC for your plan, if you decide the changes identified are manageable and you are happy to continue with the plan you’re on, then there’s nothing you need to do for your plan to continue next year. However, there are four things you may want to do.
You can reach me with questions by cell at 805-798-3245 or email at Lyn@LT-ins.com.
SUDOKU
BRUSSELS SPROUT AND KALE SALAD
Ingredients
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4 tablespoons fresh lemon juice 1/2 cup extra-virgin olive oil Kosher salt and fresh ground pepper, to taste
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1 pound Brussels sprouts
1 bunch kale, destemmed and finely chopped 2 tablespoons whole grain mustard
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Instructions
kale and Brussels sprouts and toss to coat with dressing. 4. Season with salt and pepper to taste.
1. Trim stalks off of Brussels sprouts. 2. Using a mandoline, food processor, or very sharp knife, shred Brussels sprouts very finely. 3. In a large bowl, whisk together mustard, olive oil, and lemon juice. Add
Inspired by Saveur magazine
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