AUTO INSURANCE MINIMUM POLICIES AREN’T ENOUGH FOR GOOD PEACE OF MIND DON’T SETTLE FOR LESS THAN YOU NEED
I n Utah, laws require all drivers to purchase car insurance, but how do you know which type to buy? If you want to keep your monthly bills as low as possible, you might think getting a minimum policy makes the most sense. When you look at what you risk by only buying a minimum policy, however, you will likely change your mind and spend a little extra for a policy that can better protect you and your family. The minimum Utah policy only gets you $25,000 in coverage for one person or $65,000 total for all persons injured in an accident. This might sound like a lot of money at face value, but when it comes to paying for accrued medical expenses, $25,000 only gets you so far. I recently took on a case for a client who was seriously injured during an accident. Immediately following the crash, he had to spend two days in the emergency room and have extensive surgery to ensure his survival. Now he is facing rehabilitation that will keep him from being able to go back to work for at least 6 months. Staying the night at the hospital costs thousands of dollars, and that doesn’t even include the cost of major procedures, ambulance fees, and so on. For this client in particular, the $25,000 coverage that
Utah’s minimum policy offers won’t even come close to paying his medical bills.
Increasing your insurance limits may be as simple as logging in to your insurance account and increasing it online. It doesn't cost much to jump up a tier or two; I typically encourage my clients to carry at least a 100/300 policy: $100,000 maximum per person, and $300,000 maximum for all persons hurt. Once you increase
your coverage, the higher limits should be available to you immediately. Check with your agent though, as insurance policy terms will vary.
The bottom line is that increasing your insurance coverage is a way to protect yourself, your family, and others from the unexpected expenses that come when the unexpected happens out on the roads. If you have any further questions about this process, don’t hesitate to give our office a call!
TAKE A BREAK
STRAWBERRY MANGO PALETAS
INGREDIENTS
• 1 1/4 cups strawberries, chopped • 1/2 cup granulated sugar • 3 tablespoons fresh lime juice
• 1/2 teaspoon kosher salt • 2 medium ripe mangoes,
peeled, pitted, and chopped
DIRECTIONS
1. In a saucepan, toss strawberries with 1/4 cup sugar and let stand at room temperature for 15 minutes. 2. Add 1/4 cup water and bring to a simmer over moderate heat. Cook strawberries until mixture thickens, about 5 minutes. 3. Remove from heat and stir in 1 tablespoon of lime juice and 1/4 teaspoon of salt. Let cool completely, about 45 minutes. 4. Meanwhile, in a blender, purée mangoes with 1/4 cup sugar, 2 tablespoons lime juice, and 1/4 teaspoon salt until smooth. Scrape into a medium bowl and clean the blender. Then, purée strawberry mixture until smooth. 5. Into 8 3-ounce ice pop molds, spoon 2 tablespoons mango purée. Add 2 tablespoons strawberry purée to each mold, then top with remaining mango purée, leaving 1/2 inch between filling and top of mold. 6. Using a small knife, gently swirl layers together. 7. Insert ice pop sticks and freeze until solid. 8. Dip molds in hot water for a few seconds, then unmold paletas and serve immediately.
GARDEN BLOOMING DAY GEMINI MOTHER MEMORIAL NIGHTINGALE
SPRING CINCO MAYO EMERALD MAY REMEMBER
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