Campbell Wealth April 2018

Don’t Miss Out ON THE BENEFITS OF PETS

claim when they discovered that registered dog owners in Sweden had lower rates of cardiovascular disease and a lower risk of death than individuals without dogs. Physical fitness is far from the only benefit of pet ownership. The love and companionship our animal friends offer can alleviate depression or loneliness. Linda Anderson, founder of the Angel Animals Network in Minneapolis, says, “Older pet owners have often told us how incredibly barren and lonely their lives were without their pet's companionship, even when there were some downsides to owning an active pet." Caring for a pet takes work, but for many people, the benefits greatly outweigh the challenges. An energetic dog encourages you to leave the house and go for walks, a talkative parrot makes time spent alone less lonely, and a soft cat curled up on your lap helps alleviate a stressful day. If you can’t have a pet in your home due to lease restrictions or mobility challenges, you don’t have to miss out on the benefits of being around animals. Consider volunteering at a local animal shelter. You can help care for cats, dogs, and other animals while they wait for their own forever home. There are thousands of pets in shelters across the country waiting for someone to care for them. If there’s room in your retirement plan, why not invite one into your home? You might discover both you and your new friend have something to gain.

We tend to picture energetic dogs and cats thriving in young families with children, but animals are often happy to live with older, less active adults. These kinds of homes are especially suited to older animals that might otherwise have to spend their last days in the pound. Depending on your schedule and mobility, you might not want to adopt a large dog. But small lap dogs, cuddly cats, and even birds can make a great addition to your home. As long as you do not suffer from allergies, having a pet can be great for your health. The American Heart Association says pet ownership, particularly dog ownership, may be linked to a reduced risk of cardiovascular disease. Researchers found evidence to support this

Realizing Retirement How One Couple Found Confidence in Retirement

We recently met with a couple who were nearing their transition into retirement. During our chat, we learned that, while the husband had already retired, the wife’s retirement date was fast approaching. The couple didn’t know if they could fully retire in their current financial situation. They were afraid of losing the income of the still-working spouse. They had a number of assets spread across several accounts, but they had no real plan or investment strategy. The couple was taking retirement one step at a time and not looking at the long-term picture. The big question they had was regarding their income and where it was going to come from now that they were both retired. After many conversations, we were able to build an income plan for them, and then we structured a portfolio around that plan.

They understood the next step and left with a newfound confidence in their retirement future. When you or someone you know has a question, or if you’re not 100 percent confident in your retirement plan, let us know. We’ve helped many people find confidence in their financial future, and we can help you, too. –Melissa Voight Client RelationshipManager

Though their assets were spread out, we ensured they had a plan going forward and answered their questions.

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