Law Office of Jeffrey B. Kelly
107 E. 5th Ave., Rome, GA 30161 • (770) 809-3099 • KellyCanHelp.com • August 2018
Attorney Betty Nguyen Davis Shares Her Story WHY I ROOT FOR THE UNDERDOG
There are a lot of ideas out there about personal injury, so if you’ve ever found yourself wondering, “What is a personal injury case?” you’re likely not alone. A personal injury case is a civil claim that the victim of another person or company’s negligence can make under the law. What that means is that if one suffers from an injury that arises out of an event, such as an automobile collision, a slip and fall, a mistake that a medical provider made in treatment, a workplace injury, the use of a defective product or drug, or many other types of situations, then that person may make a claim for compensation for their injuries, pain and suffering, medical expenses, lost wages, and other costs that they incur from that injury. Most personal injury cases begin as insurance claims and transition into civil lawsuits against the at-fault party. To successfully bring a personal injury case, we have to prove some basic information. That information might be showing that the other party acted carelessly or negligently, showing that carelessness or negligence caused an injury to the claimant or plaintiff, or showing the amount of loss that resulted from the injury or injuries. There are often misconceptions when it comes to this area of the law. People think those involved in personal injury cases are trying to get more money. What I’ve experienced, though, is that most people are simply trying to continue on with their lives and to do that, they need to get fairly compensated. I fight for the underdog to bring them justice through what’s owed to them. Each case and circumstance is different, just as each person is different. They can be extremely complex, so it is important that you present your case to an attorney. I am happy to talk to you about your case if you ever need someone on your side. If you have a personal injury case that you’d like to speak with me about, you can reach me at: (404) 593-2620. –Betty Nguyen Davis
We are lucky to have some first-rate attorneys in our area, and not just in the area of bankruptcy law. This month, we wanted to highlight another local attorney, Betty
Nguyen Davis, who is serving our community and fighting for the rights of individuals and families. Betty is a top-rated personal injury attorney with 13 years of experience. Her practice is in Atlanta, Georgia, where she represents plaintiffs in all types of personal injury cases. She’s been recognized as a “Legal Elite” by Georgia Trend Magazine from 2011 through 2016, and is held in high regard by her peers. Betty shares her story below.
When I watch sports, I always root for the underdog. Most of my clients are underdogs in that they often come up against insurance companies and corporations who do not want to act fairly. So, naturally, I love standing up for my clients and making sure that the other side does not bully them and that a fair result is reached. I have handled cases that range from multi-vehicle automobile collisions and escalator fall cases to concert assault cases, and in every one, I put my client’s interests first, and I am aggressive in attaining victory for them. I’ve never been one to beat around the bush — neither of us has time for that. You can trust that if we work together on your case, I am going to tell it to you straight. It’s part of the transparent relationship I build with my clients.
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TRANSPORTATION SAFETY TIPS
With the school year fast approaching, families are in preparation mode. Parents are busy buying new clothes and school supplies and thinking about the best way to get their kids safely to school. Keeping your child safe on their commute starts with knowing the transportation method that works best for you and the rules that accompany that method. TAKING THE SCHOOL BUS According to the United States Department of Transportation, the school bus is the safest means of transportation to and from school. Buses are built to withstand a hit and distribute the damage throughout the vehicle, keeping its passengers safe and sound. Knowing basic bus safety will help kids be mindful when taking the bus. Before the school year starts, take your children to the bus stop and show them where they should stand when the bus approaches — a minimum of three large steps or 6 feet from the street. Tell your kids about the importance of sitting still and not standing in the bus while it’s in motion. YOUNG PEDESTRIANS ON THE ROAD Whether your child is biking, walking, or even skateboarding, it’s vital that they know and follow the rules of the road. All children should practice road safety behavior, such as riding on the right side of the road, wearing helmets, stopping at Protect Your Children During Their Commute
stop signs, and watching out for cars. Internalizing these habits will help them stay aware of their surroundings when traveling to and from school.
SHARING THE ROAD When school starts, the roads become even more cluttered than usual. On top of people heading to work, there are large buses making frequent stops, parents rushing to drop their kids off, and young kids biking or walking to school. With the added tension on the road, it’s important to be alert and move cautiously. Slowing down in school zones or around young pedestrians will keep you vigilant and could potentially save lives.
Teach your kids to be prepared and safe on the road to ensure that they have a healthy and safe school year.
CLIENT TESTIMONIALS
“I was so stressed and had no hope of getting out and finding some sort of normalcy. The Law Office of Jeffrey B. Kelly and staff were pleasant and made me feel comfortable and confident in my situation. They helped me and set me free. I’m forever thankful.” – Jocelyn “I am finally out if debt due to the law offices of Jeffrey B. Kelley! When we filed bankruptcy, we were about to lose our house! Any time I’ve had any type of question, they have always answered it with no extra charges. You pay one fee up front, and everything else is included. And after filing Chapter 13, we are finally debt-free! Thank you so much for all your friendly help and support!” Carlis and Betty Sue K.
If you know someone who would benefit from our services, please pass along this newsletter!
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CONSOLIDATION VS. BANKRUPTCY: WHAT’S RIGHT FOR YOU?
It essentially discharges all qualifying debts without repayment. A Chapter 13 bankruptcy, commonly referred to as a “wage earners plan,” restructures the individual’s debt into some repayment arrangement over a set period of time. Often the amount to be repaid is only a fractional amount of the entire debt. DEBT CONSOLIDATION 101 Debt consolidation combines a group of separate debts into one. Typically, the goal is to consolidate debts with high interest rates into one that offers a single monthly payment at a lower interest rate. This may be an option for borrowers with various debts that are still at a manageable level. A loan also may be obtained against an asset, such as your home, which functions as a tool for consolidation of multiple debts. If you find yourself in a difficult financial situation associated with debt, you should consider seeking the advice of a legal professional who can explain your options. Debt consolidation may be appropriate for some people but not for others, based on their unique circumstances. The Law Office of Jeffrey B. Kelly has assisted clients with a total of over 5,200 bankruptcy cases. We encourage you to contact our office today for a free consultation at (770) 809-3099.
According to a recent report from WSAV NBC News in Savannah, credit card debt among U.S. consumers has reached approximately $1 trillion. And unfortunately, that’s not even all of it — data from CNBC accounts for debt stemming from mortgages, student loans, and vehicle loans, to roughly bring the total to $13.15 trillion. It’s a staggering amount, and sadly, far too many people find themselves part of it. Looking at these numbers, it probably comes as no surprise that this is the fifth year in a row that household debt has increased. Many struggling borrowers seeking relief encounter confusing information about options such as debt consolidation and bankruptcy. Although these are two entirely different processes, they are often misinterpreted as being similar. Understanding these two different processes for handling debt may help you determine which is right for your situation. BANKRUPTCY 101 Bankruptcy is a federal process where a debtor may protect or liquidate available assets to repay debts. For individuals, a bankruptcy may be either Chapter 7 or Chapter 13. A Chapter 7, which may be referred to as a “fresh start” or “straight liquidation” is geared toward those with minimal income and assets.
GREEN BEAN & SESAME SALAD
Ingredients •
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1 small red onion, finely chopped
3 cups green beans, ends trimmed
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Small bunch of fresh mint
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1 teaspoon white wine vinegar
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Small bunch of flat-leaf parsley
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1 tablespoon olive oil
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Salt and pepper, to taste
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2 tablespoons sesame seeds, toasted
Directions 1. Bring a large saucepan of water to boil; cook green beans for 4–5 minutes; drain well. 2. In a blender, mix finely chopped mint and parsley with olive oil, vinegar, salt, and pepper. Blend until combined. 3. Add dressing, onion, and sesame seeds to beans. Toss together. Cool dish, then refrigerate until ready to serve.
Inspired by Delicious magazine.
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PRST STD US POSTAGE PAID BOISE, ID PERMIT 411
25 Atlanta Street Suite E. Marietta GA 30060 (770) 809-3099 KellyCanHelp.com
Please note, if you ever sue anybody while in an active Chapter 13 or Chapter 7 bankruptcy case, you must notify us immediately so that we can amend your petition to reflect the claim; otherwise, you may lose your ability to recover anything on your claim.
This Issue
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Meet Another Local Attorney
Keep Your Kids Safe on the Way to School Client Testimonials
Is Consolidation or Bankruptcy the Right Choice? Green Bean and Sesame Salad
Sleep Better and Feel Great
How to Achieve a More Restful Night’s Sleep
Listen to your body. This, above all else, is crucial to a good night’s sleep. Your body knows when it’s time for bed. Generally, you want to go to bed when you feel tired, whether that’s at 8 p.m. or 1 a.m. Whenever your body tells you it needs rest, you should make a habit of going to bed then. The more consistent you are, the better your sleep will be. Wake up naturally. Jolting yourself awake with an alarm or radio isn’t doing your brain and body any favors (it can be stressful on the body and even elevate blood pressure, which is not good first thing in the morning). If you do need an alarm, consider a wake-up light. Wake-up lights mimic the sunrise, slowly brightening the room, waking your body in a natural, gentle way. Kick the screen habit. You’ve heard it before, and you’ll hear it again: Looking at an electronic screen — a TV, computer, tablet, or smartphone — before bed is detrimental to sleep quality. Light from these devices is disruptive to your brain’s suprachiasmatic nucleus (SCN), which helps regulate your circadian rhythm, and screen time before bed can throw off normal SCN function. Put your excuses for staying up too late to bed. Say no to “one more episode.”And all those emails? They can wait until tomorrow. Not getting enough quality sleep is harmful to your mental and physical health. When you get into the habit of following these three tips, you’ll find yourself feeling rested and refreshed in no time.
A good night’s sleep is one of the most important things you can do for your mind and body. One study published in the Journal of Psychosomatic Research found that the quality of your sleep is much more important than the quantity — that is, if you want to feel rested. And we all want to feel rested. So, what can you do to improve the quality of your sleep and get the rest you need?
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