22 • BECKY RUBY SWANSBURG AND NEIL WILDING b $6 u , t T 0 io h 0 n e 0 . m f S r o o o n m if e y y y o o i u n u r s t a h t v a e e x s d a e b a $ l c 6 e c , 0 i o n 0 u c 0 n o t m i s n e i a s . n T n o I h R t e A t m a t x h o e n i d s e y a y e t i a t n c c i t - - cy oo uu npt as yi st at ax xe es di nwr he teinr eymo ue na tc oc ensbs ot thhe yf uo nu rd sc oi nn trrei tbi ur et imo ne ns ta, nmd eaal nl ti nh ge associated growth of funds in that account. Tax-Free Saving h r , t e a y t x o i - m u d e e ca f o e n f r r d c e o e d n d t u a r Twhei’ sl l aepxpprlooar cehi ins gt ha ii sn i bn og opko. pTuhl aersiet yawc ci tohu mn tas n, ywshai vc eh r si n, fcol ur dr ee aRs oont hs ItRa xAesd, Rd iof tf ehr e4n0t1l y( kf)rso, ma nt rda ds oi tmi oen atlaIxR- fAr es ea ni nds4u0r a1n( kc)es .p r o d u c t s , a r e d o lIlna r tsa. xS -of ri ef ey oauc cwoaunntt st o, yt aokue mt haakt es acmo ne t$r 6i b, 0u0t i0o ny so uwpi ut ht i anf taenr -I tRaAx af inr sdt iannsdt etahde np uc ot ni tt ri inbtuot ea wR ho taht ’ sI Rl eAf ,t . yHoouw’ l lehv ae vr ,eotnoc ep af uy ntda sx easr eo inn iat tyaoxu- f ur es ee at chceo umnot n, tehye ya sn er ve teirr eg me t et na xt ei nd caogma ien, . oI nr twh eh ef unt ut hr ee —a c cwohuennt passes to your heirs — no additional taxes are due. 5 And that’s truDe efospr iyteo utrhecoonptrtiiobnusti oavnasialanbdlea,llththeemgraojowrtithyinofthaell aUc.cSo. usnavt.ings dollars are housed in a tax-deferred vehicle. 6 This approach is the p r i Imt ’ as rcye rwt aaiyn Al ymt reur ei cfaonrsmh ea vaen ds amv eadn yo voef rt ht he ep pe oa sptl ef eIwk ndoewc a. dI ehsa. v e money in an IRA, and money saved in a Thrift Savings Plan (which 5 haRsobtheeIRnAopdeisntrfiobruattiolenassatr5e ytaexarfsr.ee once you reach age 59 ½ and the account 6 h tTt apxs :P/ o/ tl iacxypCoel inc tyecre. nJ at enru. oa rr gy /2b0r 2i e4f .i n“ Wg - bh oo ouks/ews hi nod- ui vsi edsu- ai nl dr ei vt ii rdeuma le- nr et tai rcec mo uenntts- ” accounts
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