48 • BECKY RUBY SWANSBURG AND NEIL WILDING Dcoempaerftrmomenfteidsseureadl iancroumlinegteaxxpesli.citly excluding Social Security in- 22 AB un td tfhoar tt hael l ncehxatnfgoerdt yi ny e1a9r s8 3o .r Cs oo ,ntghraets ss t awnacse ahwe ladr.e t h e S o c i a l Su epcwu ri ti thy aTnr iudset aF. uTnhde ywaams feancdi ne gd ftihnea nS oc icai al dl Si fef iccuurlittiye sl a. Swos tthoesyucbaj me cet uT pe nt oy ehaarl sf ol af tae rp, ei nr s1o9n9’ s3 S, Co oc inagl rSeescsuvr oi ttye db eang ea fi int , ttoh ii sn ct iommeet ot asxuabt ij oe nc t. ut apx at ot i o8n5. Ap enrdc et hnat t o’ sf wa hpeerres owne’ ss tSaoncdi atloSdeacyu. r i t y b e n e f i t t o i n c o m e 23 m oAr eg atianx, eCso no gnr tehs es idr i dS onc’ ti ac lh aS ne cgue rai tnyy obne en’es f ti at sx cberratcaki ne tl y. Blue tf tpma yai nn yg savOefrscowuirthsel,eossnemoofntehyetomsopset nsducincersestfiurlemneewntt. axe s (for the gov- ee rvne mr , ei tnits, satni lyl wg ea ny e) ri as t ni nogt st iegcnhinf iiccaanl lty r leavbeenl eude faosr at ht ae xg ao tv ea rl ln. mH oe nwt-. Its name? IRMAA. Who is IRMAA? Wm ohti hl ee rI R, tMh iAs Ag omv earyn smheanr et par ongarma me wi si tche rat abi ne ll oy vl ee sds al ouvnitn og r( agnr da nf adr- lceosms el i- kReellya tteod bMa ok ne t hy loyu Acdoj uo ks ti me se) .n tI RAMmAoAu ,n wt , ”hiisc ha sspt aenc di asl gf oorv e“rI nn -- ment fee some savers pay for their Medicare benefits. 22 c u Sr iot cyi aBleSneecfui trsi.t”yhAt tdpms :i/n/i ws t wr awt i o. sns .a “. gRoevs/eha irsctho rNyo/ tt ea x#a1t i2o: nToafxbaetni oe nf i tos f. hStomc il a l S e - 23 Ibid.
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