80 • BECKY RUBY SWANSBURG AND NEIL WILDING RyaWnhseanvewoenadbdotehdtiat xaellsuapn,ditIwRaMsAcAle:ar that converting could help Total Taxes & IRMAA Projected to be Paid Keep his IRA $511,000 Convert it to a Roth IRA $138,000 Example shown for illustrative purposes only and is not guaranteed. Actual results may vary. Next Steps for Ryan, and Maybe for You, Too Tf ohri sy oeux earsc wi s ee l lw. Ha so we yeev-eorp, ewnhi ni lge ft oh re Rr eysaunl .t sP we rehraepps r iet t’ st ys suhr op cr ki si inngg, ts hh eoyt wo f ehr ei s f pl aowt eendt ii an l ot na xe ai mn dp oI Rr tMa nAt Awsaayv. i In hg as dwgi it vhe an RR oy tahn cao snnvaepr -- sion. But I had done so at today’s tax and IRMAA rates . What did BThecekryisskpeonf d the entire first half of this book warning us about? rising taxes and IRMAA fees. So I knew our analysis hadIntothdeivneexdtecehpaeprt.er, I’ll show you how we did it — and highlight svoemrseiocnoannsaidlyesriast,itoonos. you’ll want to make in your own Roth con-
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