90 • BECKY RUBY SWANSBURG AND NEIL WILDING Keep His IRA
IRA Value: $500,000 Assumed Tax Liability: 20% current | 25% at death for heirs | rising 30% in year 8 Pre-Tax Growth Rate: 5% Receive RMDs from ages 75 to 95, per IRS rules 48 Total Taxes Paid on RMDs $429,000 Taxes Paid by Heirs on Remaining IRA Value at Death (Age 95) $215,000 Total Taxes Paid $644,000 Example shown for illustrative purposes only and is not guaranteed. Actual results may vary. f a c Bt , uI tR Mw eA’Ar ef es et isl l hnaovte di on nc ree! aRs ee md ei nmmb eors, t I yReMa Ar sAs icnacne atlhseoi rr iisnet.r Ion- dceuncttipoenr. Syoea, Ir’,mwghoicihngistothme oredceel nIRt aMvAerAargies.ing at a rate of 7.1 per- retNiroewm,efnatcttaoxribnigll:in both tax and IRMAA changes, here’s Ryan’s
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