SORROW AND STRATEGY Steps to Stall After a Loss
Emotional decisions can often damage our livelihoods and peace of mind more than we can imagine. Whether out of stress, exasperation, or sorrow, we all make choices we regret now and then. Some, like binge-eating on your first Friday night alone following a separation, may not be great long-term habits, but they’re relatively harmless in the short term. However, others, such as going on a credit card-fueled spending spree during a bout of depression, can have potentially permanent and devastating consequences. Unfortunately, the likelihood of making rash and reckless decisions escalates following the death of a spouse or significant other, a scenario we’ve encountered often at our firm. Here are some ideas you shouldn’t act upon as soon as they enter your mind. 3 THINGS TO AVOID DOING AFTER A LOSS • Immediately Closing an Account Shared With a Deceased Spouse With your significant other no longer here, you may not see a point in keeping
joint accounts open in both your names. However, transferring these accounts over to just yourself may prove problematic if lingering checks made out to the deceased later arrive. Opening a probate (often costly) may be the only option if an account is closed when a payment is received. Selling Your Home Leaving constant reminders of the safety, familiarity, and comfort you once felt with the departed may be tempting, but selling your property too hastily may cause unexpected financial problems, including depriving you of the possibility of utilizing greater equity if you had stayed at the residence longer. Making Extravagant Purchases Purchasing a fancy new car (especially one with a pricey loan) or going on that exotic vacation you’ve always dreamed of may seem like reasonable self-care measures in the moment. However, they can dramatically disrupt your financial
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planning if your budget can’t bear such spending under normal circumstances. Most mental health professionals suggest waiting at least one year after a significant loss before making critical personal or financial decisions. While that may seem like a long time if grief makes every passing hour feel like an eternity, patience is often the best virtue when building a future without your loved one by your side. Pause and plan … and
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contact us if we can support you through your next steps.
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TAKE A BREAK!
INGREDIENTS
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3 oz thinly sliced prosciutto 1 package dinner rolls, halved lengthwise
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1/2 cup melted butter 2 tbsp Dijon mustard
2 tbsp Worcestershire sauce 1 tbsp chopped fresh thyme
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1/4 cup fig preserves
3/4 cup shredded fontina cheese 3/4 cup shredded Swiss cheese
2 chopped garlic cloves Black pepper, to taste
DIRECTIONS 1. Preheat oven to 400 F.
2. On a parchment-lined baking sheet, arrange prosciutto and bake for 8–10 minutes. 3. On a separate lined baking sheet, place the bottom halves of the rolls and spread fig preserves over them. 4. Layer with fontina and Swiss cheese. Top with crispy prosciutto. 5. Place the top half of the rolls over the prosciutto and gently press down. 6. In a bowl, mix butter, Dijon, Worcestershire sauce, thyme, garlic, and black pepper. 7. Pour butter mixture over rolls. Cover with foil and bake 10 minutes. 8. Remove foil and bake an additional 10–15 minutes, and separate before serving.
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