2026 CPIhealth Benefit Guide

Basic Life and AD&D Insurance

Consider your life and accidental death and dismemberment coverage options carefully, as these benefits greatly enhance your financial well-being by providing financial support to those who depend on you. Life and accidental death and dismemberment (AD&D) thru Guardian Insurance provides financial protection for those who depend on you for financial support. Upon your death, your designated beneficiary will receive the life benefit. If you die as the result of an accident, you beneficiary will receive both the life and AD&D benefits. It is important to have a current beneficiary designated for life insurance. Please verify/update your beneficiary during open enrollment. Employer-Paid Term Life and AD&D Insurance This benefit is 100% paid by C PIhealth . The benefit provides eligible employees with group Life and Accidental Death and Dismemberment (AD&D) insurance in the amount of $50,000. Basic Life and AD&D coverage amount reduces to 65% at age 65, to 50% at age 70.

ELEGIBILITY – ALL ELIGIBLE EMPLOYEES

You must be actively working a minimum of 30 hours per week.

Eligibility Requirement

Premium Payment

There isnocost toyoufor thisinsurance.

BENEFITS

Life Insurance Benefit Amount

$50,000

Accidental Death & Dismemberment Benefit

$50,000

FEATURES

75%oftheamount of the lifeinsurance benefit isavailableto you if terminally ill, not to exceed $37,500.

Living Care/Accelerated Death Benefit

13

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