Your critical illness coverage
Employee may choose a lump sum benefit of $10,000 to $30,000 in $10,000 increments.
Benefit Amount(s)
CONDITIONS
1 st OCCURRENCE
2 nd OCCURRENCE
Cancer
Invasive Cancer
100%
50%
Carcinoma In Situ
30%
0%
Benign Brain or Spinal Tumor
100%
0%
Skin Cancer
$250
$0
BRCA 1 & BRCA 2
30%
Not Covered
Bone Marrow Failure (including Stem Cells)
100%
50%
Lung and Vascular Disorder
Aneurysm
10%
0%
Pulmonary Embolism
30%
0%
Stroke – Moderate
50%
25%
Stroke – Severe
100%
50%
Transient Ischemic Attack (TIA)
10%
0%
Heart Conditions
Coronary Artery Disease
10%
0%
Coronary Artery Disease – bypass needed
50%
0%
Heart Attack
100%
50%
Heart Failure
100%
50%
Pacemaker
10%
0%
Additional Conditions
Kidney Failure
100%
50%
Major Organ Failure
100%
50%
1 st OCCURRENCE ONLY
Addison's Disease
30%
100%
Coma
Loss of Hearing
100%
Loss of Sight
100%
Loss of Speech
100%
Permanent Paralysis
100% for 1 or more limbs
Severe Burns
100%
Chronic Disorders
Crohn’s Disease
30%
Epilepsy
10%
Lupus
30%
Ulcerative Colitis
30%
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