2026 CPIhealth Benefit Guide

Your accident coverage

FEATURES (Cont.)

Concussion Baseline Study

$25

Concussions

$200

Diagnostic Exam (Major)

$300

Dislocations

Schedule up to $10,000

Doctor Follow-Up Visits

$100, up to 6 treatments

Emergency Dental Work

$300/Crown, $75/Extraction

Emergency Room Treatment

$300

EpiduralAnesthesiaPain Management

$100, 2 times per accident

Eye Injury $400 Family Care—Benefit is payable for each child attending a Child Care center while the $20/day, up to 30 days insured is confined to a hospital, ICU or Alternate Care or Rehabilitative facility due to injuries sustainedin a covered accident. Fractures Schedule up to $9,000 Gun Shot Wound $750 Hospital Admission $1,500 Hospital Confinement $300/day - up to 1 year Hospital ICU Admission $3,000 Hospital ICU Confinement $600/day - up to 15 days

$200

Initial Dr. Office/Urgent Care Facility Treatment

Joint Replacement (Hip/Knee/Shoulder)

$2,500/$1,250/$1,250

Knee Cartilage

$500

Laceration

Schedule up to $900

$200/day, up to 30 days for companion hotel stay

Lodging - The hospital stay must be more than 50 miles from the insured's residence. Medical Appliance—Wheelchair, motorized scooter, leg or back brace, cane, crutches, walker, walking boot that extends above the ankle or brace for the neck.

Schedule up to $500

Outpatient Therapies

$75/day, up to 10 days

Post-Traumatic Stress Disorder

$400

1: $500 2 or more: $1,000

Prosthetic Device/Artificial Limb

Rehabilitation Unit Confinement

$200/day, up to 15 days

Ruptured Disc With Surgical Repair

$500

Schedule up to $2,500 Hernia: $500

Surgery (Cranial, Open Abdominal,Thoracic,Hernia)Max

Surgery (Exploratory or Arthroscopic)

$600

1: $500 2 or more: $1,000

Tendon/Ligament/Rotator Cuff

Transportation- Benefitis paid if you have to travel morethan 50 milesoneway to receive special treatment at a hospital or facility due to a covered accident. Traumatic Brain Injury — A nondegenerative, noncongenital Injury to the brain from an external nonbiological force, requiring Hospital Confinement for 48 hours or more and resulting in a permanent neurologicaldeficit with significant loss of muscle function and persistentclinical symptoms.

$0.50 per mile, limited to $500/round trip, up to 3 times per accident

$4,000

X - Ray

$75

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