2026 CPIhealth Benefit Guide

401k Plan for CPI health The Capitol Pain Institute 401(k) Retirement Savings Plan offers a convenient way to save for your future through payroll deductions. Eligibility You are eligible to participate in the plan as of the first day of the month following 90 days of service with CPI health for the elective & Roth 401(k) plans . Employee Contributions Contributions from your pay are made on a pre-tax basis–up to the IRS annual limit. If you are 50 years of age or older, (or if you will reach age 50 by the end of the year), you may make a catch-up contribution in addition to the normal IRS annual limit. The 2026 contribution limit is $24,500, and catch-up contributions for savers age 50 and older will be $8,000. Employer Contributions The Employer will contribute a matching contribution to your Safe Harbor Matching Contribution Account in an amount equal to: (i) 100% match on the first 1% of wages you contribute (ii) 50% of the amount of th e next 5% of wages you contribute. (for full 3.5% match, employees should plan to contribute a minimum of 6% of your pay). If you are a highly compensated employee you may not be eligible to receive Safe Harbor Matching Contributions. Please refer to Summary Plan Description.

For additional details about the 401(k) Retirement Savings Plan or to enroll or change your contribution rates or investment elections, please contact Heather Guilfoyle at (763) 767-7131. 29

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