2026 CPIhealth Benefit Guide

Enrolling in Benefits

Now that you’ve gained clarity on which benefits align with your eligibility and when your coverage kicks in, it’s time to familiarize yourself with the necessary steps to take action and enroll.

What is a Qualifying Life Event? You cannot change your benefits during the year unless you experience a qualifying life event. The most common qualifying life events are: • Marriage, legal separation or divorce • Birth, adoption or change in legal custody of eligible child(ren) • Death of your spouse or covered child • Loss of other coverage (e.g., child turns 26 and loses coverage through parent’s plan) Keep in mind, there are other, less common, life events that will allow you to change your benefit election during the plan year. Please contact Human Resource for a complete list of qualifying life events. If you experience a qualifying life event and wish to change your benefit elections, you must log into the Paylocity portal within 30 days of the life event. You may be required to provide proof of your life event, such as a birth certificate or marriage license. You may only modify your benefit elections that are directly impacted by the life event.

Open Enrollment Open enrollment is the one time each year where you can make changes to any of your benefits, without having a qualifying life event. The enrollment this year will be passive meaning that you will automatically be re-enrolled in your existing elections unless you make changes. However, FSA's require a new election each year. Open Enrollment Elections can be made by logging into Paylocity and selecting Benefits under the main menu. The open enrollment period is November 26th through December 12th, 2025. Any elections you make will become effective on January 1st, 2026, until December 31st, 2026.

Online Enrollment Paylocity In order to complete your enrollment, you need: • Dates of birth and social security numbers for yourself as well as any family members you are enrolling

EXAMPLE If you get married, you can add your new eligible spouse to the medical plan, you can also change which medical plan you are enrolled in.

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