30-Year Reserve Plan Starting with Board of Directors 2026 Rate
6510-4
Fiscal Year Start: 7/1/2026
Net After Tax Interest:
3.00 % Avg 30-Yr Inflation: 3.00 %
Reserve Fund Strength (as-of Fiscal Year Start)
Projected Reserve Balance Changes
Starting Reserve Balance
Fully
Special Assmt
Loan or Special
Funded Percent Balance Funded
Reserve Funding
Interest
Reserve
Year
Risk
Assmts Income Expenses
2026
$4,770,791 $9,814,519 48.6 %
Medium
$1,251,996
$0 $137,582 $1,746,880
2027
$4,413,489 $9,669,175 45.6 %
Medium
$1,299,572
$0 $114,226 $2,615,603
2028
$3,211,685 $8,665,472 37.1 %
Medium
$1,348,956
$0 $106,744 $753,366
2029
$3,914,018 $9,591,770 40.8 %
Medium
$1,400,216
$0 $123,163 $1,129,683
2030
$4,307,714 $10,201,520 42.2 %
Medium
$1,453,424
$0 $133,873 $1,266,029
2031
$4,628,982 $10,733,693 43.1 %
Medium
$1,508,654
$0 $154,663 $596,760
2032
$5,695,540 $12,017,083 47.4 %
Medium
$1,565,983
$0 $169,835 $1,789,550
2033
$5,641,808 $12,157,682 46.4 %
Medium
$1,625,490
$0 $174,338 $1,445,495
2034
$5,996,142 $12,705,575 47.2 %
Medium
$1,687,259
$0 $177,426 $2,012,923
2035
$5,847,904 $12,735,614 45.9 %
Medium
$1,751,375
$0 $184,051 $1,344,921
2036
$6,438,408 $13,506,263 47.7 %
Medium
$1,817,927
$0 $166,328 $3,757,859
2037
$4,664,804 $11,867,920 39.3 %
Medium
$1,887,008
$0 $127,144 $2,856,256
2038
$3,822,701 $11,163,890 34.2 %
Medium
$1,958,715
$0 $106,552 $2,597,765
2039
$3,290,203 $10,761,441 30.6 %
Medium
$2,033,146
$0 $104,417 $1,747,584
2040
$3,680,182 $11,280,754 32.6 %
Medium
$2,110,405
$0 $115,892 $1,850,306
2041
$4,056,174 $11,769,739 34.5 %
Medium
$2,190,601
$0 $137,956 $1,231,682
2042
$5,153,048 $12,972,266 39.7 %
Medium
$2,273,844
$0 $166,866 $1,607,675
2043
$5,986,083 $13,887,139 43.1 %
Medium
$2,326,142
$0 $194,471 $1,510,901
2044
$6,995,794 $14,994,583 46.7 %
Medium
$2,379,643
$0 $197,355 $3,394,175
2045
$6,178,617 $14,262,891 43.3 %
Medium
$2,434,375
$0 $194,427 $2,007,098
2046
$6,800,321 $15,007,370 45.3 %
Medium
$2,490,366
$0 $216,641 $1,845,791
2047
$7,661,536 $16,011,848 47.8 %
Medium
$2,547,644
$0 $238,385 $2,195,743
2048
$8,251,822 $16,759,672 49.2 %
Medium
$2,606,240
$0 $261,924 $1,887,074
2049
$9,232,912 $17,923,732 51.5 %
Medium
$2,666,183
$0 $291,582 $1,959,021
2050 $10,231,656 $19,126,757 53.5 %
Medium
$2,727,506
$0 $305,679 $3,090,904
2051 $10,173,937 $19,280,526 52.8 %
Medium
$2,790,238
$0 $308,188 $2,873,229
2052 $10,399,134 $19,746,023 52.7 %
Medium
$2,854,414
$0 $310,309 $3,248,301
2053 $10,315,557 $19,924,555 51.8 %
Medium
$2,920,065
$0 $324,657 $2,203,341
2054 $11,356,939 $21,272,709 53.4 %
Medium
$2,987,227
$0 $345,881 $2,957,719
2055 $11,732,328 $21,974,894 53.4 %
Medium
$3,055,933
$0 $379,538 $1,564,100
Association Reserves
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