Campbell Wealth Management - July 2019

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CampbellWealth.com • (703) 535-5300 • 330 John Carlyle St., Suite 400, Alexandria, Virginia 22314

L E S S ON S L E A R N E D WH I L E R E B U I L D I N G MY B A S E M E N T BASEMENT BLUES

I’ve been rebuilding my basement. We first moved into our house in 2004. We used to have a smaller, one-story ranch house, but Kim and I decided we wanted a larger home for our growing family. So, toward the end of 2003, we moved out of our ranch house and had it torn down. Over the next year, we had a new house built on the property. During building, I decided to leave the basement only partially finished. The idea was that I would finish it later. I wanted it to be a certain way — to be my “man cave” with a great entertainment center, maybe a bar, and a place to store wine. Well, life got in the way, and for a long time, I didn’t have time for this kind of project. Our basement stayed mostly unfinished. It was a daunting project to take on. But about a year ago, I decided it was time to get to it. I knew it was going to take up a lot of the free time I had available, but it needed to be done. I put in a place for wine, an area for a big screen TV, and I even added the bar I wanted. But the work started to get to me. In the beginning, I was having fun with it, but, after a while, it really started to cut the time I would normally spend with family or on my hobbies. I also found that I was having to do things over again because I made a few mistakes. As a result, it took me a year to finish. I did bring in a few contractors to help with the walls, paint, and flooring. At the end of it all, I realized it took me twice as long as it should have and saved me very little, if any, money. It took me away from doing things I really enjoy doing. It was also less time spent with my family. Looking back, I should have hired a professional on day one. While I do like my result, a professional would have come up with a better plan and had better execution.

As a professional in the field of finance and retirement, I am— along with my team—much like the professional I should have hired.

We’re a team of experts in retirement planning and financial management. We’re here so our clients can enjoy their retirement, their

families, their hobbies, and their free time without getting bogged down in the details of managing the financial side of their retirement. We’re here so you don’t have to do it yourself — so you don’t have to face the challenges we have become experts at handling it. If you have questions about your retirement or financial situation, don’t ever hesitate to give us a call. Don’t be like me and try to take on the world by yourself. At the same time, if you have any friends or family members who are trying to manage their retirement on their own (and need help), let us know. We’re happy to help the folks in your life who matter to you. If they’re important to you, they’re important to us! With that, we hope you had a great Fourth of July, and we hope you’re getting the most out of this summer! Kelly Campbell

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