ManhattanLife Insurance and Annuity Company Standard Life and Casualty Insurance Company
Rate Guide | Home Health Care Select
Rates are for: ND Monthly Base Rates + RX Attained Age Classic
Premier $17.56 $19.05 $21.93 $24.13 $28.51 $43.86 $59.21 $78.95 $100.06
Deluxe $18.38 $19.92 $22.92 $25.43 $30.44 $47.94 $67.77 $93.35 $120.45
45-49 50-54 55-59 60-64 65-69 70-74 75-79 80-84 85-89
$10.98 $11.91 $13.71 $15.07 $17.82 $27.41 $37.01 $49.34 $62.54
Monthly Rider Rates Rider
Insured
Accident Expense $1,250 Accident Expense $2,500
$0.81 $2.11 $4.21 $0.80 $3.43 $1.84
Ambulance
Accidental Death & Dismemberment
Home Medical Equipment
Routine Annual Exam
Modal Factors* Annual: Monthly ÷ 0.0833
Semi-Annual: 0.5 x Annual
Quarterly: 0.25 x Annual
How To Calculate Example Step 1: Locate the Monthly Base Rates + RX attained age band rate for the plan selected for the age of the individual at time of application. Step 2: Add any selected Monthly Rider Rates to generate a Monthly Rate subtotal for all plan options selected. Step 3: Calculate the subtotal by the Modal Factor. Step 4: Once your desired premium modal has been calculated add the policy fee. Annual: + $20.00 Semi-Annual: + $10.00 Quarterly: + $5.00 Monthly: + $1.67
*Premiums are rounded to the nearest penny after the application of the modal factor. When calculating the Semi-Annual or Quarterly premium, please calculate the Annual rate first and then apply the appropriate calculation as outlined.
10
HHCS Rates 1124
Made with FlippingBook Digital Publishing Software