ManhattanLife Insurance and Annuity Company Standard Life and Casualty Insurance Company
Rate Guide | Home Health Care
Home Health Care Select Rates are for: ME Monthly Base Rates + RX Attained Age Classic
Premier $24.23 $26.15 $29.84 $32.66 $38.29 $58.01 $77.73 $103.08 $130.19
Deluxe $25.28 $27.27 $31.11 $34.33 $40.76 $63.25 $88.73 $121.58 $156.39
45-49 50-54 55-59 60-64 65-69 70-74 75-79 80-84 85-89
$15.77 $16.96 $19.27 $21.04 $24.56 $36.88 $49.20 $65.05 $81.99
Monthly Rider Rates Rider
Insured
Accident Expense $1,250 Accident Expense $2,500
$2.68 $5.35 $1.03 $1.00 $4.32 $2.32
Ambulance
Accidental Death & Dismemberment
Home Medical Equipment
Routine Annual Exam
Modal Factors* Annual: Monthly ÷ 0.0833
Semi-Annual: 0.5 x Annual
Quarterly: 0.25 x Annual
How To Calculate Example Step 1: Locate the Monthly Base Rates + RX attained age band rate for the plan selected for the age of the individual at time of application. Step 2: Add any selected Monthly Rider Rates to generate a Monthly Rate subtotal for all plan options selected. Step 3: Calculate the subtotal by the Modal Factor. Step 4: Once your desired premium modal has been calculated add the policy fee. Annual: + $20.00 Semi-Annual: + $10.00 Quarterly: + $5.00 Monthly: + $1.67
*Premiums are rounded to the nearest penny after the application of the modal factor. When calculating the Semi-Annual or Quarterly premium, please calculate the Annual rate first and then apply the appropriate calculation as outlined.
HHCS Rates 0426
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