ManhattanLife Insurance and Annuity Company Standard Life and Casualty Insurance Company
Rate Guide | Home Health Care Select
Rates are for: TX Monthly Base Rates + RX Attained Age
Classic $14.92 $16.18 $18.63 $20.49 $24.21 $37.25 $50.29 $67.05 $84.97
Premier $23.86 $25.89 $29.80 $32.78 $38.74 $59.60 $80.46 $107.28 $135.95
Deluxe $24.98 $27.08 $31.15 $34.56 $41.36 $65.14 $92.10 $126.85 $163.67
45-49 50-54 55-59 60-64 65-69 70-74 75-79 80-84 85-89
Monthly Rider Rates Rider
Insured
Accident Expense $1,250 Accident Expense $2,500
$2.80 $5.61 $1.08 $1.10 $4.53 $2.43
Ambulance
Accidental Death & Dismemberment
Home Medical Equipment
Routine Annual Exam
Modal Factors* Annual: Monthly ÷ 0.0833
Semi-Annual: 0.5 x Annual
Quarterly: 0.25 x Annual
How To Calculate Example Step 1: Locate the Monthly Base Rates + RX attained age band rate for the plan selected for the age of the individual at time of application. Step 2: Add any selected Monthly Rider Rates to generate a Monthly Rate subtotal for all plan options selected. Step 3: Calculate the subtotal by the Modal Factor. Step 4: Once your desired premium modal has been calculated add the policy fee. Annual: + $20.00 Semi-Annual: + $10.00 Quarterly: + $5.00 Monthly: + $1.67
*Premiums are rounded to the nearest penny after the application of the modal factor. When calculating the Semi-Annual or Quarterly premium, please calculate the Annual rate first and then apply the appropriate calculation as outlined.
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HHCS Rates 1124
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