ManhattanLife Insurance and Annuity Company Standard Life and Casualty Insurance Company
Rate Guide | Home Health Care Select
Rates are for: NC, SD Monthly Base Rates + RX Attained Age Classic
Premier $20.63 $22.38 $25.75 $28.33 $33.48 $51.51 $69.54 $92.71 $117.50
Deluxe $21.59 $23.40 $26.92 $29.86 $35.74 $56.30 $79.60 $109.63 $141.46
45-49 50-54 55-59 60-64 65-69 70-74 75-79 80-84 85-89
$12.90 $13.98 $16.10 $17.71 $20.93 $32.19 $43.46 $57.94 $73.44
Monthly Rider Rates Rider
Insured
Accident Expense $1,250 Accident Expense $2,500
$2.45 $4.91 $0.94 $0.92 $2.12 $3.96
Ambulance
Accidental Death & Dismemberment
Home Medical Equipment
Routine Annual Exam
Modal Factors* Annual: Monthly ÷ 0.0833
Semi-Annual: 0.5 x Annual
Quarterly: 0.25 x Annual
How To Calculate Example Step 1: Locate the Monthly Base Rates + RX attained age band rate for the plan selected for the age of the individual at time of application. Step 2: Add any selected Monthly Rider Rates to generate a Monthly Rate subtotal for all plan options selected. Step 3: Calculate the subtotal by the Modal Factor. Step 4: Once your desired premium modal has been calculated add the policy fee. Annual: + $20.00 Semi-Annual: + $10.00 Quarterly: + $5.00 Monthly: + $1.67
*Premiums are rounded to the nearest penny after the application of the modal factor. When calculating the Semi-Annual or Quarterly premium, please calculate the Annual rate first and then apply the appropriate calculation as outlined.
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HHCS Rates 1124
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