Visiting Angels - March 2019

Game-fully Employed

Turning to Video Games After Retirement

some of the world’s most skilled esports players. Their mission was simple: to show the world that gaming is for people of all ages. Each member picked up the game for different reasons; some played as a way to connect to their grandkids, while others did it to pass the time. One thing’s for certain: This alliance has turned into a hellscape for their opponents. With every team member being over the age of 60, the combination of BirDie, Windy, Knitting Knight, Teen Slayer, and Berra Bang — all gaming aliases — has proved to be a first-of-its-kind powerhouse in the growing circle of older gamers. As one member explained, the game is not just for having fun. Gaming has given the team a chance to connect and be a part of a massive worldwide community. The gameplay also allows for mental exercise. It offers teamwork challenges and improves cognitive function, multitasking skills, and reflexes. If The Silver Snipers are passing along one message, it’s that you’re never too young for an old-fashioned digital beat down.

The rise in popularity of game-streaming platforms like Twitch — a service seemingly only used by snarky teens playing under quirky

aliases — has paved the way for a whole new generation of video game enthusiasts. They just might not be the type you had in mind. Clips and articles are popping up online showcasing how older generations of tech aficionados have taken to gaming en masse. Long gone are the days of grandparents calling grandsons in frustration to ask how to send an email. The current generation of seniors bucks the stereotypical ignorance of technology, embracing handheld controllers and battle cries as they take on their decades-younger counterparts in the digital arena. One team in particular has stolen the spotlight of late: The Silver Snipers, bringers of destruction in “Counter-Strike” leagues around the world. The team from Stockholm, Sweden, took their talents to the stage of Dreamhack 2017, an esports tournament, where they battled it out against

Creating a Home Care Plan

To Live Your Best Retirement

aid of another person or are housebound. Visit Benefits. va.gov to learn more.

When retirement approaches, you may be thinking about the freedom you’ll enjoy after putting in your last nine-to-five. It’s a culmination of years of hard work and a cause for celebration! Before you get to celebrate, though, it’s important to consider what kind of support you might need down the road. With our generation living longer than our parents, there’s a possibility that we may require additional support services. You and your spouse may not know if either of you will need in-home care, but considering this possibility and the financial factors that come with it can help you better enjoy this exciting phase of your life. In most cases, neither Medicare or Medi-Cal covers in-home care. There are some exceptions, like home- and community- based services that are state and locally funded and cover those who qualify through Medi-Cal. If you or your spouse are veterans and meet the requirements, you may be eligible for aid and attendance benefits. These benefits are paid for by the VA in addition to a veteran’s monthly pension. It may cover the costs of in-home care for veterans who require the

Still, you may not want to rely on qualifying for one of these services. Consider adapting your estate plan to

include designated in-home care. Meet with your attorney to review your living trust and see if it addresses a caregiver. Talk to your family members and loved ones about the possibility that you or your spouse may need this service. While a family member may offer to step into that role, consider how easily they will be able to carry it out. Even a part-time caregiver could provide you with support and make your family members feel like they are not doing it alone. Planning for the possibility that you may need in-home care services can help make your retirement even more enjoyable. Knowing you’ll have a close helping hand can ease your family’s worries and even strengthen your bond.

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