American Home Insurance Guide by Richmond American Homes

How long does it take to insure a new home? With the help of an AHI agent, the total amount of time you’ll spend on shopping and securing homeowners insurance is typically less than an hour, spread out across the homebuying process from contract to closing day. Here’s an idea of what that looks like: You’ve found your dream home. Now it’s time to insure it! This guide was developed to answer some common questions about the policies you’ll need, different coverage options available, how you can save money on insurance premiums and what to expect from your licensed American Home Insurance (AHI) agent.

CONTRACT DAY Your Richmond American sales associate will let you know that AHI will be in contact soon to start the insurance process. Your AHI agent will gather some initial info from you and suggest ways to save you more on your premiums, such as bundling home and auto policies.

PRIOR TO CLOSING It’s time to check in and discuss your options! Your AHI agent will present your insurance proposal, designed to match your coverage needs and review ways to save you more on your premiums. They’ll highlight well-established insurance companies to help you choose the one that fits your needs. This is a great time to ask questions before we finalize your quotes.

CLOSING DAY & BEYOND Your service team at AHI will be there to support you through your life’s changing insurance needs. Whatever you and your family are up to, AHI is here to help!

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