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Plan Links Click here for the Summary of Benefits and Coverage (SBC) for the Cigna Choice Fund HRA Plan Click here for the Summary of Benefits and Coverage (SBC) for the Cigna Choice Fund HSA Plan Cigna Choice Fund HRA + Cigna Choice Fund HSA MAA offers two medical plan options through Cigna - the Choice Fund HRA Plan and the Choice Fund HSA Plan. Although the plans share common features, they differ in what you pay when you use the plan as well as in the amount you pay through your paychecks. In addition, each plan comes with an account that can be used to pay for certain health care expenses. It is important to take the time to understand how each plan works and what you can expect to pay so you can choose the plan that best meets your needs.
Both Plans Share Common Features:
Access to participating providers and hospitals in Cigna’s Open Access Plus (OAP) Network.
Flexibility to receive care in- or out-of-network. However, when you receive in-network care, your costs are lower.
Routine Preventive Care covered at 100%.
Coverage for the same types of services.
Once you meet the Deductible, coverage is shared with the plan in a Coinsurance arrangement until an Out-of-Pocket Maximum is met. When you meet the Out-of-Pocket Maximum, the plan pays 100% for covered medical and prescription drug expenses for the remainder of the calendar year.
Cigna’s Standard 4-Tier Prescription Drug Formulary. Click here to learn more.
Cigna’s Health Programs and Resources found on page 14 and 15.
Refer to the Glossary of Terms on page 3 for the definitions of the words in bold orange print above
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