INVESTOR REVIEW
ALTERNATIVE STRATEGIES
SPONSORED CONTENT Be Your Own Bank TAKE THE MIDDLEMAN OUT OF YOUR MONEY—AND KEEP THE PROFIT.
HANNAH KESLER
I n the quest for financial independence, many of us yearn for effective ways to manage our finances and cash flow that surpass the limitations of traditional banking. I’m Hannah Kesler, a second-generation Infinite Banking practitioner and your guide to mastering financial autonomy through the Infinite Banking Concept (IBC). This strategy isn’t merely about saving—it’s about fully controlling your financial life and ensuring your money serves you, not the other way around.
restricted by governmental regulations, and there’s no cap on what you can use the money for. The plan also includes a death benefit, ensuring that when the inevitable happens (your graduation date), your financial legacy is secure.
high immediate cash value—and your financial control. This insurance vehicle allows you to bypass commercial banks and government interference, so you can manage your funds independently. The beauty of this concept lies in how your money is handled. By channeling your funds through a whole life policy with a mutually owned insurance company, your money earns uninterrupted, guaranteed compounding interest. Even more appealing is the liquidity this arrangement offers: You can access your money anytime for whatever you want without penalty— investments, purchases, services, or other financial needs. Control and freedom. This approach also shields your assets. In most states, the cash value in your policy is safeguarded against judgments, liens, and lawsuits. Further, the growth in the policy is tax-free. You are not
YOUR MONEY WORKS TWICE AS HARD
Consider a scenario in which you use the cash value to invest in a rental property. Not only does your money continue to accrue interest within the policy, but it also works for you in your real estate investment. This dual advantage—your money earning interest in both the policy and the investment—exemplifies how you can effectively have your money work in two places at once. As a private lender myself, I am able to “double dip” on my money, always
CONTROL, LIQUIDITY, GROWTH
The IBC is founded on the principle of becoming your own banker. This doesn’t involve opening a bank in the conventional sense. What it involves is a whole life insurance policy structured to maximize
54 | think realty magazine :: july - august 2025
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