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JUNE 2025
Growing Together With You
Confessions of a Selfie Stick Fanatic One of my most prized possessions is my selfie stick. In fact, in honor of National Selfie Day on June 21, I’m going to celebrate by writing about my selfie stick. My wife is standing behind me as I write this, saying, “OMG!” And there is a reason for that. I am the selfie taker in our family. My selfie stick accompanies our family on almost every trip we take together. But my wife and my children don’t like it nearly as much as I do. As a matter of fact, they loathe it. One reason could be that I really don’t know what I’m doing most of the time. I am a self-admitted worst selfie taker ever. I get bad angles, I get the sun wrong. Think of everything that could possibly go wrong with a selfie, and trust me, I have made it happen. The photo above is a rare exception. I took this on our family’s trip to Greece, with our cruise ship in the background. This one actually turned out well, and I am even wearing my iconic Disney shirt. (As I’ve written in the past, whenever I wear this shirt, the good vibes roll!) I like to try for exotic effects when I take selfies, using different camera positions and different angles of the sun. On the same day that photo was taken, we took a ride on a double-decker bus, and I stuck my selfie stick out over the street to get the best possible TERRIBLE PHOTOS, ZERO REGRETS
angle. Suddenly, a tree branch almost ripped it right out of my hand! I wish I could have snapped a selfie of all my family members laughing at me. If I had waited a second longer, that tree branch would have taken my phone, the selfie stick, and my pride down with it. It would have been a great memory, but at a terrible cost. We had promised the kids that trip for two years, as gifts on the year they both graduated — Alyssa from college and Nick from high school. Of course, the selfie stick went with us. I carried it all over Europe and almost lost it a couple of times. (Here is a little secret: I asked my wife to buy two selfie sticks. Just in case, so I always have a backup.) Our kids always give me grief about the selfie stick. But here’s the deal: Because Mom and I are the ones paying for our trips, the kids have to live by our rules. Rule No. 1 is that we always have to be together for dinner. And Rule No. 2: They are not allowed to complain about the selfies unless I go overboard. On some of our trips, I have forgotten the remote. This is laughable to them and heartbreaking to me, because it means I have to take my selfies old-school, holding up my phone with my hand. (I am really bad at that, too.)
Happy with our service? We’d love to hear from you! We are always honored when our clients and associates refer their friends, family, and colleagues our way — or simply say kind things about our firm. If there is anything we can do for you, please let us know. We’re here to help!
But Alyssa and Nick are good sports. They only turn me down for selfies about half the time. And there’s a payoff: They deal with it because they like the pictures I get. They also like the near misses. Those photos, and the joy they get from laughing at me trying to take them, are priceless.
Reach us any time at 888-889-8899 or DellutriLawGroup.com If you’d like to leave us a review, feel free to scan the QR code. We appreciate every word!
–Carmen Dellutri
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Why Rebuilding Credit After Bankruptcy Matters — No Matter Your Age or Income
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Even seniors on fixed incomes might one day face an unexpected expense — a new roof, a medical device, or a move to assisted living. Credit access makes that manageable.
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How to avoid the traps that got you into trouble in the first place
Bankruptcy is a financial reset — the real tragedy isn’t the filing itself, but what happens afterward if you don’t take steps to rebuild. Whether you’re 25 and digging out from student loans or 75 and living on Social Security, rebuilding your credit after bankruptcy is essential. Because, the truth is, you never know when life will demand that you need access to credit again. Bankruptcy is a fresh start. If you don’t rebuild your credit after bankruptcy, you’re choosing to live with one hand tied behind your back.
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How to rebuild your confidence along with your credit score
So, if you’ve gone through the hard part — facing the fear and filing — why wouldn’t you take the next step and rebuild? Rebuilding credit isn’t about gaming the system. It’s about proving — to lenders, to yourself — that you can manage money again. And the good news? You can do it. It takes time, consistency, and the right steps. That’s where Carmen Dellutri’s new book comes in. “From the Ground Up: Rebuilding Your Credit for Lasting Success” walks you through:
Good credit gives you flexibility, control, and peace of mind. It means you’re not stuck depending on predatory lenders or payday loans. It means that when life throws a curveball — or an opportunity — you can swing back. So, don’t let your bankruptcy be the end of your story. Let it be the chapter where everything started to change. Want a copy of Carmen’s book? Get “From the Ground Up: Rebuilding Your Credit for Lasting Success” directly from our office.
Why? Because life doesn’t stop asking.
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Need a car? You’ll likely need financing.
Want to buy a home someday? Your credit score will matter. • Trying to rent an apartment, set up utilities, or even get a job? All may check your credit.
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What lenders look for after bankruptcy How to rebuild your credit with secured cards, credit-builder loans, and smart strategies
Call us or stop by — because your comeback story starts today.
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“Thank you very much, Dellutri Law Group, for all your help with my case. A special thanks to Carmen and Ronnie for being so professional and very efficient. You can check with the rest of the law firms, but go with the best — Dellutri Law Group is the best in Southwest Florida. Thank you very much!” –Anonymous Testimonial Our Clients Say It Best
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We’ve all been there. You sit down at a restaurant and see a family of four at a table nearby, all staring silently into their phones and not looking at each other. I have invented a new game to beat that habit. The goal is to celebrate the warmth, comfort, and companionship of sitting around a fire with family and friends — without staring into your phones. Gathering around a firepit is one of my favorite things to do. You can do it at home, the marshmallows and chocolate you need for s’mores don’t cost much, and you have the opportunity for quality conversations with family. It’s a great setting for relaxed conversations about shared memories, trips you’ve taken, and stories to remember. Beat the Phone- Zombie Syndrome Carmen Creates a New Game
Golden Summer Squash and Corn Soup Inspired by AllRecipes.com
INGREDIENTS • 1 tbsp extra- virgin olive oil • 1 medium
DIRECTIONS 1. In a medium saucepan, heat oil over medium heat. Add shallot and cook for 1 minute. 2. Add squash and 1 tsp herbs; cook 3–5 minutes until the squash softens; stir occasionally. 3. Add broth and salt; bring to a boil. Reduce heat to simmer and cook for 5 more minutes until squash is soft. 4. In a blender, purée soup until smooth. Return the soup to the pan and stir in corn. 5. Simmer over medium heat and cook 3–5 minutes until corn is tender, stirring occasionally. Remove from heat; stir in lemon juice. 6. Serve garnished with remaining 2 tsp herbs and feta.
shallot, chopped
• 2 medium
summer squash (about 1 lb), diced
• 3 tsp chopped fresh thyme or
oregano, divided
• 1 14-oz can
reduced-sodium chicken or vegetable broth
Here’s a game I invented to get those stories rolling.
• 1/4 tsp salt • 1 cup corn kernels (from 1 large ear) • 1 tsp lemon juice • 1/4 cup crumbled feta cheese
Readers of this newsletter know I love tossing out spontaneous conversation-starters. One idea for firepit gatherings is to have someone call out a date: “Nov. 12, 2012,” or “July 20, 2021” — whatever. Everyone can chime in. Then, everybody dives into the photos on their phones and pulls up an image from that day. If they don’t have anything on that date, they can go forward or back. Each person tells everyone around the firepit what they were doing on that day. This is a game you can play with your kids and your grandkids. And I find that when you’re telling stories, the grandkids get really interested. They have questions about what happened; they want to know the stories. And the photo is worth 1,000 words. It’s a way of embracing technology to reconnect rather than driving you apart. And getting your grandkids into the conversation is sure to be a hoot.
A referral is the greatest gift we can receive from a client or fellow business! Last month we had ... • 30 referrals from friends, family, or previous clients • 12 returning clients for new matters • 7 referrals from other attorneys • 5 referrals from doctors and other professionals • We also send out referrals to our trusted referral partners! A Huge Thank-You to Our Referral Partners! What’s the Good News? “But those who hope in the Lord will renew their strength. They will soar on wings like eagles; they will run and not grow weary, they will walk and not be faint”. ISAIAH 40:31
The last time our family gathered around our firepit, I said to
my little granddaughter, Konnor, “Konnor, we have a firepit, we are roasting marshmallows! What could be better than this?”
Konnor did not miss a beat. “Candy,” she said.
I did a double take. “Candy?”
“Everything is better with candy, Nonno,” she answered.
I had to give her that! “You know,” I said, “you’re right!”
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Inside This Issue
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Carmen Celebrates His Love Affair With the Selfie Stick My Book Will Help You Get Recover From Bankruptcy Our Clients Say It Best Follow Us on Social Media! Carmen’s New Game: Fireside Stories to Warm Your Heart Golden Summer Squash and Corn Soup Why One of History’s Greatest Minds Refused to Eat Beans
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believed they were portals to the underworld, conduits for lost souls, and, perhaps most offensively, they caused distracting gases. Legend has it that Pythagoras was so committed to avoiding beans that, when fleeing from attackers, he and his followers refused to run through a blooming fava bean field. Instead of making their great escape, they chose to stand and fight. Spoiler alert: It didn’t end well for them. The Philosopher vs. The Bean So, why was Pythagoras so scared of a simple legume? One of the more eyebrow- raising explanations is that he believed fava beans bore an uncanny resemblance to human reproductive organs. Apparently, the connection was so strong in his mind that he once declared, “Eating beans and eating the head of one’s parents are the same thing.” That is quite the leap, even for a philosopher. Another theory suggests Pythagoras believed beans were literal doors to the underworld. He wasn’t alone in this, as the ancient Greeks and Romans were suspicious of fava beans,
perhaps because they could cause a rare and severe genetic reaction called favism. Unbeknownst to the ancients, some people (especially in Mediterranean regions) have a genetic deficiency that makes fava beans potentially deadly. So, weirdly, Pythagoras may have been onto something, but not for the reasons he thought. The Man, the Myth, the Golden Thigh Of course, bean phobia wasn’t Pythagoras’s only claim to strangeness. His followers believed he was a demigod, possibly the son of Hermes or Apollo. They claimed he could tame wild animals just by speaking to them and that he had the power to write messages on the Moon. But the most outrageous legend? He supposedly had a golden thigh. He would flash his shimmering leg whenever someone doubted his divine status and instantly gain a new believer. And yet, despite all this mysticism, Pythagoras’s biggest fear was beans. This just goes to show that even history’s greatest minds had their odd quirks; some were just more odd than others.
Ancient Wisdom or Legume Lunacy? THE PHILOSOPHER WHO FEARED BEANS MORE THAN DEATH
Pythagoras (yes, the one responsible for making high school geometry a nightmare) had a dark secret. He wasn’t just a mathematical genius; he was also utterly and irrationally terrified of beans. Specifically, fava beans. And not just in an I-don’t-like-their-texture kind of way. He
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