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MSCI BofA Disclosure: The MSCI indices are the exclusive property of MSCI Inc. (“MSCI”) but may be calculated and/administered by third parties appointed by MSCI. MSCI and the MSCI index names are service mark(s) of MSCI or its affiliates and have been licensed for use for certain purposes by Security Benefit Life Insurance Company. In connection with the MSCI indices, MSCI has licensed the use of certain marks and methodology from BofA Securities, Inc., and other information directly or indirectly from suppliers (collectively with MSCI, the “Licensors”). The financial products referred to herein are not sponsored, operated, endorsed, sold or promoted by the Licensors, and the Licensors bear no liability with respect to any such financial products or any index on which such financial products are based. Obligations to make payments under any such financial products are solely the obligation of Licensee pursuant to the term of the contract and are not the responsibility of the Licensors. The annuity contract contains a more detailed description of the limited relationship MSCI has with Security Benefit Life Insurance Company and any relevant financial products. No purchaser, seller or holder of this product, or any other person or entity, should use or refer to any Licensor trade name, trademark or service mark to sponsor, endorse, market or promote this product without first contacting the relevant Licensor to determine whether its permission is required. Under no circumstances may any person or entity claim any affiliation with a Licensor without the prior written permission of such Licensor. ©2024 Security Benefit Life Insurance Company. All rights reserved.
No purchaser, seller or holder of this product, or any other person or entity, should use or refer to any Morgan Stanley trade name, trademark or service mark to sponsor, endorse, market or promote this product, without first contacting Morgan Stanley to determine whether Morgan Stanley’s permission is required. Under no circumstances may any person or entity claim any affiliation with Morgan Stanley without the prior written permission of Morgan Stanley. The Index includes a variable index deduction mechanism that scales upward based on positive performance of the Index. Such index deduction is applied when calculating the level of the Index and will thus reduce the return of the Index and any product linked to the Index. The Index applies a bespoke volatility control mechanism to identify changing market conditions using intraday data, and stabilize the overall level of risk of the Index. The volatility control calculation applied by Morgan Stanley as part of the Index’s methodology may decrease the Index’s performance and thus the return of any product linked to the Index. In addition, because the volatility control calculation is expected to reduce the overall volatility of the Index, it will also reduce the cost of hedging certain products linked to the Index. Morgan Stanley may transact derivative transactions linked to the Index. Potential purchasers of products linked to this Index should refer to the full offering document for important information concerning such products, including the related risk factors and determine their own appraisal of the risks and suitability of such products. Societe Generale (SG) Disclosure: The SG AI Navigator Index (the “ Index ”) is the exclusive property of SG Americas Securities, LLC (SGAS, together with its affiliates, “ SG ”). SG has contracted with S&P Opco, LLC (a subsidiary of S&P Dow Jones Indices LLC) (“ S&P ”) to maintain and calculate the Index. “Société Générale”, “SG”, “SG Americas Securities, LLC”, “SGAS”, “Soc Gen”, and “SG AI Navigator Index” (collectively, the “ SG Marks ”) are trademarks or service marks of SG. SG has licensed use of the SG Marks to Security Benefit Life Insurance Company (“ Security Benefit ”) for use in a fixed indexed annuity offered by Security Benefit Life Insurance Company (the “ Fixed Indexed Annuity ”). SG’s sole contractual relationship with Security Benefit is to license the Index and the SG Marks. None of SG, S&P, or any other third party licensor, including Alexandria Investment Research and Technology, Inc., and Salt Financial LLC and any affiliate of Salt Financial LLC (“ Salt ”) (each, an “ Index Party ” and collectively, the “ Index Parties ”) to SG is acting, or has been authorized to act, as an agent of Security Benefit or has in any way sponsored, promoted, solicited, negotiated, endorsed, offered, sold, issued, supported, structured or priced the Fixed Indexed Annuity or provided investment advice to Security Benefit, and no Index Party makes any representation whatsoever as to the advisability of purchasing, selling or holding any product linked to the Index, including the Fixed Indexed Annuity. No Index Party shall have any liability with respect to the Fixed Indexed Annuity in which an interest crediting option is based on the Index and is not liable for any loss relating to the Fixed Indexed Annuity, whether arising directly or indirectly from the use of the Index, its methodology, any SG Mark or otherwise. Obligations to make payments under the Fixed Indexed Annuity are solely the obligation of Security Benefit. The selection of the Index as a crediting option under a Fixed Indexed Annuity does not obligate Security Benefit or SG to invest annuity payments in the components of the Index. In calculating the performance of the Index, SG deducts a maintenance fee of 0.50% per annum, calculated on a daily basis. This fee will reduce the potential positive change in the Index and increase the potential negative change in the Index. While the volatility control applied by SG may result in less fluctuation in rates of return as compared to indices without volatility controls, it may also reduce the overall rate of return as compared to products not subject to volatility controls. The Fixed Indexed Annuity is not sponsored, endorsed, sold or promoted by Salt. Nor does Salt make any representation regarding the advisability of purchasing the Fixed Indexed Annuity. Alexandria Technology (a.k.a. Alexandria Investment Research and Technology, Inc.) makes no recommendation as to the suitability of purchasing the Fixed Indexed Annuity.
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