MEDICAL / PRESCRIPTION INSURANCE Your medical benefits feature Point of Service (POS) Plans: a High Deductible Health Plan and a Traditional Copay plan. All POS Plans allow you to direct your own care and access both in-network and out-of-network providers. To maximize your benefits, you should try to select an in-network provider.
RETAIL PRESCRIPTIONS
Drugs have the lowest copay. This tier will contain low cost and preferred medications that may be generic, single source brand-name drugs1, or multi-source brand-name drugs2. Drugs will have a higher copay than those In tier 1. This tier will contain preferred medications that may be generic, single source brand-name drugs1, or multi-source brand-name drugs2. Drugs will have a higher copay than those on tier 2. This tier will contain non-preferred and high-cost medications. This will include medications considered generic, single source brand-name drugs1 and multi-source brand-name drugs2.
Tier 1
Tier 2
Tier 3
Tier 4
Specialty Drugs.
MAIL ORDER PRESCRIPTIONS You have the option of ordering pharmacy maintenance medications through the mail. This benefit offers the convenience of home delivery as well as lower copays. Mail order prescriptions are available through Cigna. Please call the customer service number on your ID card to see if your prescriptions are eligible for this service. Please contact customer service if you have benefit questions, eligibility or claim questions. Customer Service support is available Monday through Friday from 8:00 am to 5:00 pm at 800.997.1654. You may also manage your medical benefits through the Cigna website, www.myCigna.com. You may access this site 24 hours a day to check your claims, find a provider, order an ID card and more. SPOUSAL AFFIDAVIT You will need to complete a spousal affidavit annually to confirm your spouse does not have access to coverage through their employer. The affidavit must be completed for employees electing either Employee & Spouse or Family medical coverage.
5 The Concrete Company Benefit Guide |
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