XXXXXXX CRITICAL ILLNESS
XXXXXXXXXXXX ACCIDENT
Critical Illness Through Sun Life
Accident Through Sun Life
This coverage also includes a Wellness Screening Benefit, which pays each member (employee, spouse and or children) $50 for completing a preventive test such as an annual physical exam, diabetes test, pap smear or a dental or vision exam. Please refer to plan document for full list of qualifying wellness screenings.
WHAT BENEFIT COULD I RECEIVE FROM CRITICAL ILLNESS INSURANCE? The following example has been created to show how our critical illness policy works Potential Benefits from Critical Illness Insurance Assumed Guaranteed Issue Amount = $20,000 Wellness Benefit - blood test for cholesterol $50 Heart Attack (100%) $20,000 Critical illness insurance helps protect employees & their families from financial loss by providing a lump-sum benefit upon diagnosis of a covered condition. This coverage is voluntary & below is an example of how the policy works. Please refer to your specific plan design for actual amounts based on covered conditions. This coverage also includes a Wellness Screening Benefit, which pays each member (employee, spouse and or children) $50 for completing a preventive test such as an annual physical exam, diabetes test, pap smear or a dental or vision exam. Please refer to plan document for full list of qualifying wellness screenings.
Accident insurance provides protection from an accident for a wide range of covered benefits. Injured employees & their dependents may use the cash benefit however they want – to satisfy deductibles, pay out-of-pocket medical expenses, or pay household bills, for eample. Please refer to your specific plan design for actual amounts based on covered injuries.
WHAT BENEFIT COULD I RECEIVE FROM ACCIDENT INSURANCE? The following example has been created to show how our accident policy works Potential Benefits from Accident Insuranc e Covered Benefit Low High Wellness Benefit * - interscholastic sports exam $50 $50 Ambulance (ground) $300 $400 Emergency room admission $150 $200 MRI exam $100 $200 Dislocated knee (open reduction) $1,000 $2,000 Surgery on torn knee cartilage $300 $625 Prescription drug $35 $50 Follow-up office visit (2) $150 $200 Physical Therapy (10) $250 $250 Total benefit paid for Julie $2,335 $3,975 Wellness Benefit * - interscholastic sports exam $50 $50 Emergency room admission $150 $200 CAT scan on head $100 $200 Concussion $50 $100 X-ray of arm $50 $100 Fractured arm (closed reduction) $170 $325 Prescription drug $35 $50 Follow-up office visit (1) $75 $100 Total benefit paid for Robert $680 $1,125 These potential benefits are for illustrative purposes only & actual benefits may vary based on the terms of the policy & the claimant’s specific circumstances.
MEET DAVE Dave suffered a heart attack due to a blocked artery. After he filed a claim, he received a check for his benefit amount. Unfortunately, Dave needed surgery 8 months later & then suffered another heart attack 2 years later. Luckily, Dave had Sun Life Critical Illness insurance with a Recurrence Benefit.
MEET THE SMITH FAMILY
This family is no stranger to sports accidents. Their daughter, Julie, who is the top scorer on her soccer team tore her ACL & required surgery. Their son, Robert, fractured his arm & suffered a concussion playing basketball.
Our critical illness insurance could pay Dave $45,050!
Coronary artery bypass graft (25%) $5,000
Our accident insurance policy could pay the Smiths up to $5,100!
Recurrent Heart Attack (100%)
$20,000
Total
$45,050
DID YOU KNOW? High blood pressure is a contributing factor to heart attack & stroke. Only about 24% of adults with high blood pressure have their condition under control.
These potential benefits are for illustrative purposes only & actual benefits may vary based on the terms of the policy & the claimant’s specific circumstances.
DID YOU KNOW? There are over 40 million injury related visits to the emergency room every year.**
ACCIDENT / WOLTER / / 11
10 / / WOLTER / CRITICAL ILLNESS
Made with FlippingBook Ebook Creator