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Voluntary Life and AD&D Insurance
Type
Available Coverage
$10,000 to $500,000 in $10,000 increments Guaranteed Issue: $100,000
Employee Voluntary Life & AD&D
$5,000 to $500,000 in $5,000 increments Guaranteed Issue: $25,000
Spouse Voluntary Life & AD&D
Children Birth to 14 days: Flat $1,000 Children 14 days to age 20 (26 if full time student): $10,000 in Increments of $2,000 to the lesser of 50% of employee’s benefit
Dependent Voluntary Life & AD&D
Voluntary Term Life Rates per $1,000
Age
<30 30-34 35-39 40-44 45-49 50-54 55-59 60-64 65-69 70+
Rates $0.060 $0.074
$0.105
$0.151
$0.240 $0.382 $0.588 $0.917
$1.592
$2.841
Child
Employee AD&D
Spouse AD&D
Child AD&D
$0.387
$0.025
$0.025
$0.025
Employee Payroll Contributions Will Be Taken Out Once Per Month for Voluntary Life & AD&D. Rates For Voluntary Life & AD&D are a combined benefit.
2024-2025 Benefit Summary
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