Table of Contents
Welcome_____________________________________ 3
Eligibility & Enrollment__________________________4
Medical Benefits_______________________________7
Dental Benefits________________________________12
Vision Benefits________________________________14
Life Insurance_________________________________16
Disability Benefits______________________________18
EAP_________________________________________19
Long-Term Care_______________________________20 Base & Buy Up Options
Voluntary Legal Benefits________________________21
FSA_________________________________________22
Commuter Benefits____________________________24
Voluntary Benefits_____________________________25
Critical Illness Accident Insurance Hospital Indemnity
Pet Insurance _________________________________ 26
Fidelity Retirement Plan________________________27
Contact Information___________________________28
Notices______________________________________29
2024-2025 Benefit Summary
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