The Care You Need. Open Access Plus In-network plan from Cigna
We all need healthcare that protects our physical health as much as our financial well-being. That is why Nordea Bank believes it is important to invest in quality plans that are cost effective, easy to use and valuable to you. Nordea Bank provides the following medical benefits through Cigna: Medical Benefits Cigna OAP High Plan - In and Out of Network ( Note: For provider services provided outside of the Open Access Network, Usual, Customary, Reasonable (UCR) charges will be applied. Member may be responsible for paying the balance of the billed amount above that rate (commonly known as “balance billing”) No-referral specialist care - A primary care provider (PCP) is recommended, but not required. Care coordination - Our robust medical management program provides you and your family a valuable resource for one-onone support. Out-of-pocket costs - Depending on your plan, you may have to pay an annual amount (deductible) before your plan begins to pay for covered health care costs. Offering flexible access to thousands of providers – plus programs and services to support your whole health needs – the Open Access Plus In-network (OAPIN) plan is designed to make it easier for you to get the quality care you need and the savings you want. In-network coverage - When you visit a health care provider who is in the Cigna OAPIN network, you receive in-network coverage and will have lower out-of-pocket costs.
Cigna OAP Low Plan - In Network Only (Providers must participate within the Open Access Plus Network )
Monthly Employee Contributions for Medical Benefits
Level
OAP High Plan
OAP Low Plan
Semi-Monthly (24 Paychecks)
Monthly (12 Paychecks)
Semi-Monthly & Monthly
Frequency
Employee Only
$112.32
$224.64
Employee + Spouse
$262.82
$525.63
$0
Employee + Child(ren)
$235.87
$471.73
Employee + Family
$377.39
$754.77
7
Made with FlippingBook - PDF hosting