We start small. On purpose. Big change doesn’t begin with perfect plans. It begins with small moves, done often. Start with one micro-move. Pick a goal, name it, and begin sweeping money toward it. Loose change counts. So does direction. Build simple systems that sweep, sort and settle while you get on with the good stuff. When your spending reflects your values, you’re not just keeping up. You’re creating something.
Amazon.com link: https://www.amazon.com/Dont-Have- Months-Before- Christmas/dp/1998287432/ref=tmm_pap_s watch_0? _encoding=UTF8&dib_tag=se&dib=eyJ2Ijoi MSJ9.hzbUP8M84v4HtWmfjPVWSQ.Pkurlh T49xUGcem5_T0fRALOiPJ3MLwgnWCJixa 1yHM&qid=1747521274&sr=8-1
ABOUT THE AUTHOR
RoseMarie Keogh-Smyth is The Mortgageless Mentor, known for turning financial chaos into legacy-building clarity. Her work helps women vote with their dollars and raise financially savvy kids. Her book, Don’t Have Sex Nine Months Before Christmas and other practical financial tips, proves money advice doesn’t have to be boring. Social Media Links https://www.mortgagelessmentor.ca/ https://www.facebook.com/mortgagelessmentor/ https://www.linkedin.com/in/rosemarie-keogh-smyth-11a133b7/ https://www.instagram.com/rosy_the_mortgageless_mentor/
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