July / August 2025 Volume 8 • Issue 4
Loyd J. Bourgeois Attorney-at-Law
STARTING WITH A SPARK: Lessons from Omaha Sometimes in life, a plan just comes together.
Father’s Day rolled around, and I told my dad about it. “If LSU makes it to the Championship, we’re going.” He lit up like a kid on Christmas morning. This was going to be our thing — three generations, one trip, one team. And sure enough, a few days later, LSU punched its ticket to the Championship Series. We scrambled to find a hotel, bought our flights, snagged tickets, and before I knew it, we were on a late Friday flight to Omaha. I’ve seen my dad excited before. I’ve seen my boys bounce off the walls, but never like this. When we arrived at our hotel, we realized it was right across the street from
I remember it like it was yesterday. It was 1996, and I was a teenager tagging along with my mom to the Firestone tire shop. She was getting new tires, and I was hoping we wouldn’t be there all day. But then, on the tiny television in the waiting room, Warren Morris stepped up to the plate. One swing later, LSU had walked off to win the College World Series. That place erupted like it was Alex Box Stadium. I
I created this workbook for you to document all the evidence you need to obtain a fair settlement from the insurance company after getting hurt in a wreck; things you may forget with time, like: • The accident details. • Witness information. • The progression of your pain and symptoms. • History of missed work and wages. • Names of doctors and dates of visits. • And more! GET YOUR FREE COPY! Injury Victim's Diary If you’d like a copy of this resource or know someone else who may need one, give our office a call at (985) 240-9773 or visit LJBGuides.com. We’d be happy to send you a free copy.
went nuts. From that moment on, I dreamed of one day seeing the Tigers win a title in Omaha. LSU Baseball and Omaha are closely linked, but honestly, I didn’t think this would be the year. Then Lindy mentioned she and Sophie would be in Disney World for a week in June and casually said, “Looks like the College World Series happens while we’re gone... maybe you and the boys should go?”
the stadium. We dropped our bags and went straight to the window, and there it was — the “Road to Omaha” statue, front and center. The look on my dad’s face and the wide-eyed joy in my sons’ eyes, made tears well up. It was one of those moments you try to freeze in your mind and keep forever.
I was intrigued.
I floated the idea to the boys, and let’s just say their reaction was...
I don’t think any of us slept that night.
enthusiastic. But I had to pump the brakes. “We’re not going unless the Tigers make it to the final weekend,” I told them.
Life — and law —
are a lot like that trip. Plans, like cases, don’t always start fully formed.
Offices in Luling & Metairie, La. (985) 240-9773 www.LJBLegal.com
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LIVING LOCAL: ALL-STAR EDITION Congratulations to the St. Charles Parish All-Star teams on their great season!
CHICKEN BAKED ZITI
Sophie is heading off to *cough* Mississippi State *cough* soon, and there’s a lot we’ll miss about having her around the house. One thing we’ll especially miss? Coming home from work to a hot meal already on the stove. Sophie loves to cook, and we’re always happy to be her taste testers. We might complain a little about the mountain of dishes she leaves behind, but it’s a small price to pay for her cooking. Here’s one of the meals we recently came home to. She was craving pasta and found this recipe on krollskorner.com. INGREDIENTS • 1 lb. ziti pasta, cooked (reserve 1/2 cup pasta water) • 2 lb. boneless, skinless chicken breasts, cubed • 2 tbsp. olive oil • 1 tsp. Italian seasoning • 1 tsp. salt • 1/2 tsp. pepper • 1/2 tsp. red chili flakes (optional) • 32 oz. marinara sauce • 1 1/2 cup ricotta cheese • 3 cups mozzarella cheese, shredded • 1 cup Parmesan • 1 bunch basil, chiffonade INSTRUCTIONS 1. Preheat oven to 400°F. Bring a large pot of water to boil on the stove to cook the ziti noodles according to package directions. Be sure to reserve 1/2 cup of the pasta water.
2. Meanwhile, in a nonstick skillet over
medium heat, heat the olive oil. Add in the cubed chicken and seasonings
ALL-STAR 8U BOYS
and cook until the chicken is cooked all the way through. If there is any excess liquid in the pan, drain and discard it. 3. Add in the marinara sauce and reserved
pasta water and bring to a simmer. Then, add the chicken and sauce mixture to an oven-safe glass baking
dish. (4.8 quart/10x1× 5 recommended, it needs to be fairly large to fit everything!) 4. Pour the cooked ziti noodles on top, followed by the ricotta and basil. Mix all of this together. 5. Top with mozzarella cheese and the Parmesan. Cover with foil. (Pro tip: spray the foil with nonstick spray so the cheese doesn’t stick to the foil.) Bake for 20 minutes with the foil on, then remove the foil and broil for 3 to 4 minutes or until the cheese gets slightly browned and bubbly. Garnish with more basil and serve with more red sauce if desired.
ALL-STAR 8U GIRLS
ALL-STAR 8U GIRLS
RECENT REVIEW
My daughter and I were in an auto accident. After getting nowhere with my insurance company, I reached out to people in my area for lawyer suggestions. The response was overwhelmingly — Loyd Bourgeois. From my first consultation, I knew I was in the right place. Loyd and his staff kept me informed every step of the way and got me to an end result that I was more than satisfied with. Everyone is kind, professional, and empathetic, and my whole experience from start to finish was stress-free! – Michelle
DISCLAIMER This publication is intended to educate our clients, referral sources, and others in our network. It is not
THE LJB LEGAL DIFFERENCE • We listen with empathy, and WE CALL PEOPLE BACK! • We are working-class LSU fans. We never thought we’d have to sue people either, but no one should have to fight insurance companies and government bureaucracy alone. • No charges unless we win. Nothing. ZERO. Until you win.
THE LJB GUARANTEE If you’re not completely satisfied with your experience after 30 days, we’ll give you your entire file and charge you nothing! LJB LEGAL VIP PERKS Our attorneys are all notaries. Notary services are a courtesy we offer to our clients for free (if we don’t have to prepare the document). Just send us an email at info@ LJBLegal.com, and we’re happy to help you.
intended to be legal advice. Each case is different. You can pass this information along to your family and friends as long as the newsletter is copied in its entirety.
Loyd J. Bourgeois LLC • (888) 552-4773 • Visit Us Online for Resources: LJBLegal.com
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BACK TO SCHOOL MAGNET
We’re honored to share that
Loyd J. Bourgeois Injury & Accident Lawyer was voted Top Winner in BOTH Best Personal Injury and Best Litigation in the New Orleans CityBusiness Reader Rankings! Thank you for your trust, your support, and for allowing us to serve you. We’re proud to stand with our community and fight for what’s right.
When someone you love gets hurt, make sure they’re truly taken care of. Don’t let them become just another claim number. Have them call us at (985) 240-9773.We’ll make sure they get the support and guidance they need to move forward. THANK YOU FOR TAKING CARE OF YOUR FRIENDS, CLIENTS,
AND FAMILY! • Ebony Davis • Aaron Broussard, attorney • Robert Mathews • Bryan Bradley • Edward Jackson • Brittany V. Carter, attorney • Kenneth W. Kressman • Joy Talerdon Jr. • Chas Drost, attorney
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We give you the win — and give them the L.
• Martina Salles • Alton Andras • Clyde Richard • Aaron Hurd, attorney • Julia Holt, attorney • Pamela Perrilloux • Lindsey M. Sbrolla
TORT REFORM CONTINUED
These aren’t “reforms.” They’re rollbacks of your rights. Next time someone says, “Well, tort reform is good for Louisiana,” ask them — “Good for who?” Because from where I sit, it’s good for big insurance but not for you. I have two teen drivers and one more taking driver’s ed in the fall. I welcome lower insurance rates. Let me know when you see yours come down. I won’t be holding my breath. We’ll keep standing up for the little guy. And we’ll keep telling the truth, even when the big money wants you to look the other way.
care, you may not be able to recover the full cost of your treatment. The at-fault driver’s insurance company gets a discount, and you get shortchanged, all while also paying for your extremely high medical insurance premiums. And despite what you may have heard... There’s still no guarantee that insurance companies will lower your rates — no promise and no requirement; just a handshake and hope while you’re left with less protection and more risk. In fact, Louisiana has passed tort reform measures before, and insurance rates have only gone up and up and up, not down.
• Karl Shiner • Carla Laiche • Nicole DeSoto • Joseph Oubre
• Michelle O’Daniels, attorney • Kathryn A. Sunseri, attorney • Kim Rivera • Lindsey M. Sbrolla • Mindy Parrish • Dawn Madere • Lorena Trejo-Gomez • Kevin Seiferheld, attorney • Jade Berteau
• Joel Chaisson II • Renoid Berthelot • Tom Loy • Lee Naquin • Amy Oehldrich • Joseph Hines • Jake Lemmon, attorney
OMAHA CONTINUED
• Atayanna Douglas • Jumana Alrashdan • Button Law Firm
REID'S JOKE CORNER
Sometimes it begins with a spark — an idea, a possibility.
“let’s go,” creating and refining along the way.
Why did the batter go to art class? To learn how to draw a walk.
And every now and then, if you’re lucky, you get to see your dreams unfold from a hotel window across the street from something iconic, with the people you love most right beside you.
But with the right intention and some effort, that spark becomes something real, something lasting. At our firm, we help bring peace of mind and stability back to our clients’ lives after chaos and uncertainty. It’s not just about reacting to what happens, it’s about helping people regain control, helping them move from “maybe” to
Why does a pitcher raise one leg when he throws the ball? If he raised them both, he’d fall down.
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How We Help: We Help With: • Car Accidents • 18-Wheeler Accidents • Motorcycle Wrecks • Personal Injuries (Slip and Falls, Dog Bites, and More)
IN THIS ISSUE: Lessons from Omaha • Chicken Baked Ziti • Living Local: All-Star Edition
TORT REFORM IN LOUISIANA: GOOD FOR INSURANCE COMPANIES. BAD FOR YOU.
out. They will hold onto their money longer, and this will lead to more litigation, not less. If you’re undocumented, even if the other person clearly and recklessly caused the accident, you may not be allowed to recover anything. That’s not justice. That’s discrimination. And it shifts the cost of serious injuries onto hospitals, taxpayers, and communities instead of the insurance company of the person who caused the harm. If you didn’t have insurance at the time of the crash (even if the other driver was 100% at fault), you’ll face new hurdles getting compensation. That means even the innocent can be left to deal with medical bills on their own. I believe everyone on the road should be fully insured, but these rules don’t just punish the uninsured, they punish the injured. I’m not saying insurance companies will put policies in place to make it easier for coverage to “accidentally lapse,” but...
Let’s talk about “tort reform” again.
I know, it sounds like some complicated legal thing that doesn’t really affect your day-to-day life. But these laws going into effect in Louisiana do affect you. They affect every driver, every family, and every worker. And if you’ve been told that tort reform is going to lower your insurance rates, you’ve been sold a bill of goods. HERE’S WHAT THESE NEW LAWS REALLY DO: If you’re found 51% at fault in a crash, even if the other driver is 49% to blame, you get nothing — no help with medical bills, no compensation for lost wages, and no pain and suffering. You may think this makes sense. If someone is more at fault, they shouldn’t “benefit” from an incident, should they? But this makes it much easier for insurance companies to deny claims. If any piece of blame could fall on you, they can deny your claim. The other driver blew a red light, but you were going over the speed limit. All they have to do is try to argue you were just slightly more responsible. Even if you come out on top in the end, the process will be drawn
If your health insurance helps pay for your
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